The Problems And Countermeasures Of Urban Retired Workers Medical Insurance System

October 2016,State CouncilPromulgated The "Healthy China 2030" Outline."Healthy China" planning was rised to national strategy,this is the long-term strategic plan put forward in the health field since the founding of the People's Republic of China.It demonstrate new ideas for the health and health work of the party and the country.Medical insurance system is an important guarantee for improving people's physical fitness.Retired workers are a special group of insured people in medical insurance.Employees do not need to pay medical insurance after retirement.However,retirees have to spend a lot of medical expenses compared to employees.Medical insurance funds have failed to pay in some regions.At the end of 2016,about 78.12 million retirees participated in urban basic medical insurance.As the ageing of the population deepens,this data will continue to grow.Under the dual pressure of excessive expenditures and serious aging of health insurance funds,to ensure the level of medical security benefits for retired employees and promote the healthy development of China's medical insurance system,reforming the medical insurance system for urban retired employees has become an important research topic for the people's livelihood project.The article analyze the problems in the operation of the medical insurance regulations for retired employees in the Social Insurance Law based on the perspective of sustainable development of medical insurance.The study concluded that the system have effectively protected the health of employees and reduced family disease risk.However,the policy regulations and implementation process vary greatly from region to region.There is an unfair burden on regional medical insurance.This is mainly due to the fact that our country's medical insurance system has not achieved national co-ordination and there are issues left over from history.The article learns from the old-age national health insurance system in Japan,British community first diagnosis system and Germany's medical supervision system.Based on the analysis,propose the basic ideas for improving the medical insurance system for retirees in China.Increase medical insurance funds to achive "open source"?control medical expenses to achive"Throttle",and promote the healthy development of the systemmeans.At the same time,we must give play to the role of the community in improving the medical level of retired employees.In the aspect of institutional reform,we should speed up the process of the overall planning of China's medical insurance system and promote the legislative process of medical insurance.