Research On Optimization Of Performance Appraisal Indicators For State Owned Commercial Banks

With the continuous development of China’s financial sector reform and the intensification of competition in the financial sector,China’s economy has entered a"new normal",which is in a period of "three overlapping periods"including the shift of economic growth rate,the painful period of structural adjustment and the digestion period of early stimulus policies.Therefore,state-owned commercial Banks are facing unprecedented challenges,and to adapt to the vagaries of financial sector,fierce competition and development situation,is in the transition period of the state-owned commercial Banks,especially its grassroots organization,more and more many to face challenges and difficulties,it can be said that the reform of state-owned commercial Banks is not no way out.As large state-owned commercial Banks occupy a dominant position in China’s financial institutions,they often need to develop strategies that are in line with the integration of profit,risk and service.However,when their strategies are transmitted from top to bottom,they are often unable to be implemented or enforced due to the mismatch of performance assessment indicators.Therefore,by exploring the optimization of the performance assessment indicators of grassroots institutions,experience and empirical tests can be provided for the overall assessment conduction of state-owned commercial Banks.On the contrary,due to the huge system and many branches,state-owned commercial Banks often have the situation that the locomotive runs first and the train deviates from the direction in the performance assessment process.By locate in grassroots organization to explore how to weigh the strategic task of the growing science,innovation the present performance appraisal system,and helps to solve the grassroots bank appraised monitoring,the performance appraisal policy only focus on short-term profit targets,such as the single index evaluation problems existing in the traditional management system,it is also is the important subject in the process of the reform of state-owned Banks.The comprehensive evaluation of the operation and management results of grassroots Banks includes finance,execution,depositors,profit,risk prevention and other aspects.The performance management must gradually realize scientific guidance,and the problems existing under the current system must be studied in depth.Based on the industrial and commercial bank of A branch as an example,through the concrete analysis of industrial and commercial bank A branch performance appraisal status quot and existing problems,and by means of balanced scorecard,according to the performance management and performance appraisal index system of the design process,through literature research,interview method,questionnaire survey,carried out on the strategic map design,so as to optimize the key performance indicators and weights of science.A branch of industrial and commercial bank of index evaluation model built on the balanced scorecard and key performance indicators,such as scientific tools,can be solved in industrial and commercial bank of some defects,A branch of the current performance appraisal of the results of the study can’t for A branch of industrial and commercial bank of transformation of management idea,management mode reform for reference,and,more importantly,through the study of micro main body,to further explore the state-owned commercial Banks how to better through performance appraisal index optimization to improve the competitiveness.