Research On Policy Innovation In Precision Poverty Alleviation

China is a big agricultural country,and the vast majority of the population is farmers.Therefore,it is crucial to do a good job in poverty alleviation in rural areas for the healthy development of agriculture and the harmony and stability of society in China.At the same time,it also decides whether the goal of common prosperity can be achieved.In order to help the poor people get out of poverty completely and achieve the goal of common prosperity,the government has put forward the concept of targeted poverty alleviation.Since then,local governments and all walks of life have taken the initiative to join the army of targeted poverty alleviation and contributed to the efforts of targeted poverty alleviation.We will explore effective ways to alleviate poverty,and we will achieve remarkable results in helping poverty.As a new model of cross-border cooperation in the financial sector,the "insurance plus futures" model is a major innovation in the development of agriculture,rural areas and farmers in the financial sector.On the one hand,it makes up for the inherent defects of agricultural product price insurance,and on the other hand,it also brings its own advantages to the futures industry.The service of agriculture,agriculture and farmers provides a new pathThe "insurance+ futures" model plays a risk aversion role in the futures market,using the futures market as a place for insurance companies to re-insure,helping farmers to defuse the risk of price fluctuations in agricultural products,and stabilizing the expected income of farmers,which is conducive to the realization of the goal of precisely poverty alleviation and precisely poverty alleviation.Since its launch,it has attracted widespread attention from the market and achieved good practical results.In recent years,the steady expansion of the "insurance+futures" pilot has been included in the Central No.1 document,which shows that the national level recognizes and values this model.This article focuses on the application of the "insurance + futures" model in the precision poverty reduction strategy,and first expounds the operating principle of the insurance + futures" model.The practical operation of this model was analyzed by using the pilot cases of 2016 corn in Mengcheng County and Sixian County of Anhui Province,2018 Apple in Heshui County and Ning County of Gansu Province,2017 and 2018 in Baisha County of Hainan Province.On the basis of this analysis,the outstanding features and practical results of the"insurance + futures”model are analyzed,and it is concluded that this model is another policy innovation for precision poverty alleviation,and it is worth popularizing widely.However,from the perspective of innovation practice,the lack of subsidy funds,subject cognition and conditions restrictions,and the lack of regulatory rules have affected the sustainability and coverage of the"insurance and futures"model,which in turn has prevented the model from contributing to the play of precision poverty alleviation.Finally,the author puts forward some suggestions to promote it.