Research On Poverty Alleviation Development Of Insurance In Qing Hai Province From The Perspective Of Targeted Poverty Alleviation

At the 2015 central conference on poverty alleviation and development held in Beijing,the CPC central committee pledged to win the battle against poverty and ensure that poverty is lifted out of poverty and a moderately prosperous society in all respects by 2020.Due to historical,geographical,economic and other factors,poverty problems in Qinghai province have been very prominent.After more than 40 years of efforts of reform and opening up,poverty reduction work in Qinghai province has achieved remarkable results.Especially since the implementation of targeted poverty alleviation,poverty incidence in Qinghai province has decreased from 26.4% in 2012 to 2.5% at the end of 2018.However,at the critical moment when the poverty population is about to be completely wiped out,the poverty problem in Qinghai province still deserves attention."financial poverty alleviation,insurance first",as an important starting point for targeted poverty alleviation,plays a dual role in promoting poverty alleviation and maintaining the achievements of poverty alleviation.In order to win the battle against poverty and effectively prevent poverty alleviation,it is necessary to study the current situation of the development of insurance poverty alleviation in Qinghai province,analyze the existing problems and provide solutions.Based on this,this paper focuses on the development of insurance poverty alleviation and its effectiveness in Qinghai province from the perspective of targeted poverty alleviation.This paper based on the related concepts and theories,the feasibility of insurance booster precision for poverty alleviation,the second reason for poverty,poverty in Qinghai province and accurate status,insurance related risks for poverty alleviation and representative cases,found in Qinghai province insurance anti-poverty practice experience,can effectively help out of poverty and prevent Chinese,but the insurance was poverty alleviation of poverty reduction effect how,also need to befurther measurements.Therefore,starting from the panel data of eight cities and states in Qinghai province from 2013 to 2017 and combining with the fixed effect model,this paper further analyzes the internal relationship between the scale of poverty population and the development of insurance industry in Qinghai province,so as to measure the effect of insurance on poverty alleviation and poverty reduction.Finally,this paper,in combination with the practical situation of insurance of poverty alleviation and development in Qinghai province and econometric model,the empirical results analyzed the insurance in Qinghai province and lessons in the process of poverty alleviation and development experience,and in view of the problems arising from the insurance for poverty alleviation,put forward the corresponding countermeasures,including strengthening the construction of the regulatory system,preferential promotion characteristics of insurance in time,accurate identification of dynamic situation,multi-channel financing,strengthen the popularization of insurance knowledge.