Research On Financial Poverty Alleviation In Hebei Under The Background Of Beijing-Tianjin-Hebei Collaborative Development Of Finance

Poverty Eradication,livelihood improvement and the gradual achievement of common prosperity are the essential requirements of socialism.Poverty alleviation is considered by 19 th National Congress of the Communist Party of China(CPC)as one of the three major battles to build a well-off society in an all-round way,and the poverty alleviation of the poor is regarded as the bottom-line task and landmark indicator for building a well-off society in an all-round way.As an effective means of allocating resources,“hematopoietic” financial poverty alleviation is an effective attempt to solve the poverty problem at this stage.Strengthening the integration of poverty alleviation resources and solving the problem of poverty in the region with the concept of collaborative development is also an inevitable requirement for regional coordinated development.Finance is an important force driving regional coordinated development.The finance collaborative development of Beijing-Tianjin-Hebei can effectively integrate regional financial resources,promote the overall development of Hebei's financial industry,and help its remaining 37 poverty-stricken counties to improve their poverty alleviation capacity.In this paper,the first chapter introduces the background,significance,methods,innovation points and study reviews of the research;The second chapter combs the theoretical basis : financial vicious circle,financial exclusion,inclusive finance and other basic theories;The third chapter gives a statement of current situation of Hebei finance poverty alleviation,base on the actuality some problems are reflected: unsound financial support and safeguard facilities,insufficient resources and inaccurate allocation,insufficient innovation and talents;The fourth chapter uses DEA model to measure the finance poverty alleviation efficiency of 37 poverty-stricken counties in Hebei Province.The results show that the efficiency of finance poverty alleviation in Hebei Province is at a relatively low level between 2009 and 2016,and the finance poverty alleviation in most poverty-stricken counties is in the stage of diminishing returns to scale.At the same time,the Theil index and the Gini coefficient are used to measure the differences in finance poverty alleviation in 37 poverty-stricken counties in Hebei Province.The results show that there is no significant difference in the finance poverty alleviation efficiency of the 37 poverty-stricken counties,and the difference shows a trend of shrinking.The fifth chapter uses F-H model to measure the finance collaborate of Beijing-Tianjin-Hebei.The results show that the finance collaborative development of Beijing-Tianjin-Hebei is affected by the local governments and macro-development environment of finance.According to the results of the model,combined with the actual situation,it is concluded that the government's influence on the finance collaborative development of the Beijing-Tianjin-Hebei is embodied in the horizontal division of financial resources and the lack of collaborative organizational structure for collaborative development,and the impact of the macro-development environment in which finance is located on the finance collaborative development of Beijing-Tianjin-Hebei is reflected in the imbalance of regional financial development,the lag of financial infrastructure,the lack of financial innovation,and the insufficient financial talent reserve;Based on the analysis above,similar influence factors between Hebei finance poverty alleviation and finance collaborative development of the Beijing-Tianjin-Hebei are concluded.The sixth chapter puts forward suggestions on financial poverty alleviation in Hebei,from the perspective of environmental,government,and innovation to promote the finance collaborative development of Beijing-Tianjin-Hebei,involving in improving financial infrastructure construction,creating a good credit environment,building a collaborative organization,establishing and improving relevant laws and regulations,innovating financial products and services and development models,and innovating talent attraction and cultivation model,etc.