| Family farms and large professional farmers,which are important components of the new agricultural management,have become an important force in the development of modern agriculture and rural revitalization in China.It plays an active role in leading the structural reform of China’s agricultural supply side,optimizing the combination of agricultural factors,upgrading the scale of agricultural operations,and promoting the modernization of agriculture and rural areas.In recent years,family farms and large professional farmers in Anhui Province have developed rapidly,showing rapid development both in quantity and quality.However,at the same time of development and growth,there has been a problem of financing difficulties,which has become a serious problem that restricts the further development of family farms and large professional farmers in Anhui Province.If this problem is not solved,it will affect the development of agriculture and rural economy in Anhui Province.Therefore,this paper analyzes and studies various problems arising in the financing process of family farms and large professional farmers in Anhui Province,and proposes solutions to the problems.This paper defines the concept of family farms,large professional farmers,and rural finance,including the concept,connotation and functional orientation of family farms.The theory of priority financing,information asymmetry theory,credit rationing theory and rural financial theory are the financing theories.research Foundation.Based on the in-depth survey data of 163 family farms and large professional farmers in Tianchang City and Xuancheng City of Anhui Province and in-depth interviews with relevant financial institutions,this article is written in accordance with the "inspect and collate the literature-analysis of the status quo and problems-find out the reasons-case analysis-propose countermeasures".Firstly,based on field research and interviews,the basic situation and financing status of family farms and large professional farmers in Anhui Province will be deeply understood.On this basis,the main financing problems existing at present will be analyzed,and these financing problems will be analyzed and mined according to relevant theoretical foundations.The root cause of the financing problem.Then,through typical financing case analysis,gain experience and lessons from financing cases.Finally,the countermeasures for solving the financing problems of family farms and large professional farmers in Anhui Province were put forward.The research of the thesis shows that the financing problems of sample family farms and 1 large professional farmers mainly include:the financing willingness is difficult to be transformed into financing demand,the general lack of guarantee measures recognized by formal financial institutions,the mismatch of financing period,and the credit rationing are widespread.Based on the relevant analysis of this paper,three large countermeasures are proposed.First,strengthen the government’s support and guidance for the financing of family farms and large professional farmers.Second,rural financial institutions strengthen financial innovation and institutional optimization.Third,family farms and large professional farmers adopt various methods to enhance their overall quality. |