Research On Financing Lease And Agricultural Industrialization

Since the reform and opening up,China's economy has achieved remarkable achievements.Similarly,many achievements have been made in the field of agricultural economy.Promoting agricultural industrialization in the process of agricultural modernization is the most important measure.Agricultural industrialization not only can adjust and optimize agricultural institutions and increase farmers' income,but also plays an important role in enhancing the international competitiveness of agriculture.However,judging from the present situation of China's agricultural development,the phenomenon of financial inhibition has seriously hampered the process of agricultural industrialization in China.The phenomenon of financial repression in the process of agricultural industrialization is mainly manifested in three aspects.First,due to the loss of rural capital,the main players in the industrialization of agriculture do not receive adequate funding through loans from formal financial institutions;second,due to agriculture Due to the industrial characteristics,non-governmental financial institutions or informal financial organizations have invested heavily in the development of agricultural industrialization.Third,due to the backwardness of the rural financial system,financial services for the development of agricultural industrialization have been insufficient.In particular,since the Third Plenary Session of the 18 th CPC Central Committee,the state has vigorously promoted land transfer policies and rural collective land ownership registration policies.These policies will directly lead to large-scale rural land use rights entering the circulation market and achieving a centralized operation scale,which will in turn promote agricultural production.The intensive development.The expansion of agricultural production scale means that the demand for large-scale and advanced agricultural production machinery and equipment will rise sharply.These equipments are often more expensive and it is difficult for ordinary farmers to obtain sufficient purchase funds.Financing lease is a way of financing.Because there is no need to provide guarantee,only a small amount of down payment can be used to obtain the right to use agricultural machinery.It is profitable during the use of the leased property,and the rent is paid,so it is very suitable for agriculture.Mechanical field.There is no doubt that financial leasing in the agricultural sector will vigorously advance the process of agricultural modernization and achieve the goal of agricultural industrialization.In particular,the Central No.1 document has explicitly stated twice that it must vigorously promote the development of the financial leasing model in the agriculture-related field,leveraging the leverage of financial leasing,and cracking down on financial repression in the process of agricultural industrialization.Judging from the current status of China'sfinancial leasing development,enterprises involved in the agricultural finance leasing market are only a small part.Compared with other industries,the agricultural finance leasing market is more like a virgin land or a blue sea.This research mainly uses management methods to conduct in-depth discussions on the relationship between China's agricultural industrialization development and financial leasing,and then on this basis,it analyzes the status quo of China's financial leasing development and the status quo of the development of agricultural industrialization,and finds that China's financial leasing is facing Low application in the agricultural sector,imperfect rural credit system,small households' production and operation methods are not conducive to the development of agricultural machinery finance leasing,insufficient government continuous support,conflicting system of financial leasing,and competition between finance leasing and credit.Problems,while the industrialization of agriculture is facing low levels of development,the scale of enterprises engaged in agricultural industrialization is small,the competitiveness is insufficient,the relevant policies for the industrialization of agriculture are not perfect,and the mechanism for the distribution of benefits between agricultural industrialized enterprises and farmers Imperfect,single species of agricultural products,lack of features and other issues.Finally,the article proposes the following suggestions based on the current problems in the financial leasing of agriculture: innovate the government operation mechanism,strengthen the status of the agricultural leasing market,innovate the market operation mechanism,create a good environment for agricultural leasing,integrate agricultural financing lease resources,and establish a unified agricultural leasing service.Platform;develop insurance business for agricultural machinery leasing;strengthen financial leasing talent training.