Research On The Supervision Risk Of Medical Insurance Fund

With the continuous expansion of the coverage of medical insurance in China,the role of medical insurance funds as the basic guarantee for the normal operation of the entire national medical system has become increasingly prominent.The safety of medical insurance funds is not only related to the vital interests of ordinary people,but also an important factor affecting social stability.Therefore,the problem how to strengthen the supervision of medical insurance funds has important theoretical and practical significance for consolidating the medical insurance industry and the healthy and stable development of the whole society.This paper first summarizes the development of China's medical insurance industry in china,analyzes the significance of the current medical insurance fund supervision in Binzhou City,puts forward the key issues to be solved,and comprehensively combs the research results.At the same time,it expounds the related concept theory of basic medical insurance system and risk management,which lays a solid foundation for full-text research.Secondly,we analyzes the status of Medical Insurance Fund supervision,systematically summarizes the four main characteristics and summarizes the effectiveness and problems of Binzhou City Medical Insurance Fund Supervision.Finally,we puts forward the supervision and optimization ideas of multi-regulation,and proposes to optimize the supervision of Binzhou Medical Insurance Fund by administrative management system,payment accounting mechanism and diversification of supervision subjects.