Study On Credit Risk Management System Of P Bank

The theoretical logic of this paper is as follows: From credit assets,general risk management theory and credit risk management theory,this paper combined with the actual manufacturing in each chapter summarizes the P bank customers the insufficiencies of credit risk management of credit assets,and based on the general risk management theory,according to business practices before,during and after the time sequence and logical relation successively are proposed for P bank loan credit risk in credit risk analysis and credit arrangement before and after loan credit risk early warning and response to the three links,and it is concluded that systemic manufacturing customers advice of credit risk management of credit assets,the three links be independent with each other,but be short of one cannot,Form a scientific credit risk management method.The content of this article is: first of all,this paper expounds the domestic and foreign researches of the commercial bank risk management system,and then lists the P bank the risk management system and credit situation,through the case analysis method,made a comprehensive analysis of actual case of P bank list these two case brought by the enlightenment,reveals the deficiency of P bank risk management system.Then,based on the contract analysis method,this paper compares with the leading bank in the industry,J bank,and tries to list out some deficiencies in the current risk management system of P bank.On this basis,specific optimization Suggestions are put forward for bank P to improve its risk management system and further develop and expand bank P.