Research On Disposal Models About Non-performing Assets Of NY Bank In Wujiang District Of Suzhou

The number of non-performing assets has soared in NY bank,as an important part of the system of financial institutions in wujiang district of suzhou,and it has seriously affected the speed and quality of its own operation and development.As a financial worker,it is well known that the level of management and control of non-performing loans is the key to the sustained and healthy development of a bank.It is the foundation and strategy of a bank.In this situation,the status quo and objective understanding of non-performing loans in wujiang district of Suzhou a profound analysis of the existence of non-performing loans management problem,find out the strategies and methods of disposal of non-performing loans,which has a strong practical significance.This paper uses specification analysis and case analysis,qualitative analysis and quantitative analysis.Firstly,access to a large literature on prevention and control of non-performing loans of commercial banks,and summarizes the main points of the theory and theorists domestic and overseas in recent years.On this basis,analyzing the external factors and underlying causes of the occurrence of non-performing loans of commercial banks,through large amounts of data analyzing the current situation of the bank non-performing loans,summed up the controlling non-performing loans problem in NY bank through the main characteristics and patterns from business idea,system construction,formation mechanism,process design and other aspects.Combined with the experience of disposal of non-performing assets case analysis,proposed the present stage in our country the commercial bank non-performing assets to strengthen innovation in traditional methods based on a series of suggestions;modify the verification standard,accelerate the non-performing assets of the table speed;relax assets transferred shall range.