Research On Operational Risk Management Of ICBC Weinan Branch Business Operation

Against the background of economic globalization and the tremendous changes in the financial system,China has entered a period of new normal economic development and is also in a critical period of transition from developing countries to developed countries.However,the current situation of China's commercial banks is not optimistic,because the continuous increase of non-performing loans has reduced the profit margin,coupled with the arrival of the Internet financial era,the traditional financial institutions have brought huge impact.Judging from the current world economic situation,the introduction of the New Basel Accord has made it more urgent for banks to establish risk assessment mechanisms and strengthen supervision.In addition,the emergence of new financial situations such as interest rate liberalization,financial degassing,and third-party payments have also strengthened the level of competition among banks.As an important financial intermediary organization,commercial banks have great influence on the normal operation of the national economy.How to evaluate and control the risks of commercial banks has become the key to their business success.This paper takes the business operation risk of ICBC Weinan Branch as the main research content.Through the research and summary of the operation risk of domestic and foreign business operations,the questionnaire survey method is used to investigate the current situation of operation risk management of Weinan Branch,and the survey data is analyzed.According to the internal situation and investigation data analysis,clarify the operational operation risk management department,analyze the actual situation in the operation and management of the Weinan Branch,find the loopholes in the current management system,and rectify through effective means to achieve the improvement.The purpose of operating performance.Responses to specific deficiencies are given in the study.Finally,the paper analyzes the business operation risk management analysis of Weinan Branch,and puts forward the focus and direction of future research on operational risk of business operations.This paper uses mathematical statistical methods to conduct research.The research content is taken by ICBC Weinan Branch as an example.It has certain innovation,which makes the induction and summary problems more targeted and helpful,and helps the research content.Improve the management level of business risks.Finally,I hope that the discussion in this paper can provide some reference value for relevant theoretical research and practical exploration.