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Research On The Improvement Of Small And Micro Enterprises Financial Services In H Bank Suihua Branch

Posted on:2020-02-16Degree:MasterType:Thesis
Country:ChinaCandidate:R B TangFull Text:PDF
GTID:2439330590994370Subject:Business Administration
Abstract/Summary:PDF Full Text Request
As an important part of China's economy,small and micro enterprises have developed rapidly in recent years.Financial support is an important force to stimulate the vitality of small and micro enterprises and promote their growth.Consequently,the problem that financing is difficult and expensive with small and micro enterprises need all parties to work hard to solve urgently.The report of the Nineteenth National Congress of the CPC pointed out that we should deepen the reform of the financial system,speed up the reform of the financial system,provide more support and help to the real economy,increase the share of direct financing,and create favorable conditions for the development of the capital market,agriculture,rural areas and other key areas and weak links,and increase the financial support for inclusive.Banks,as the main channel of financing for small and micro enterprises,need more improvement in services.This paper focuses on how to effectively carry out small and micro financial services in H bank Suihua branch.This article starts from reality,introduces the basic situation of small and micro enterprises and financial services in Suihua,and then analyzes the operation index and small and micro business of Suihua Branch of H Bank in recent five years by using data analysis method.By comparing with other financial institutions in Suihua,the paper points out that the small and micro-business of Suihua Branch of Bank H is not conducive to long-term development in terms of credit asset quality,staff construction,network layout,regional economy and inter-industry competition.Far developing internal and external factors.In view of the analysis of the existing problems,this paper studies the practical development of Suihua Branch of H Bank in four aspects:market positioning,product system,business process and innovation mode,and puts forward specific suggestions on risk control,team building,organization construction,bank-government-enterprise docking.The main feature of this paper is that use data analysis and comparison,the problems existing in the small and micro financial services of Suihua Branch of H Bank are found,based on the actual needs,studied the development of smalland micro business,put forward some scientific and effective solutions,and practical suggestions are put forward to make H Bank possible,it is a strategic article based on practice that the small and micro services of H Bank Suihua Branch have stepped up to a new level,it provides reference for H Bank Branch in developing the small and micro financial services,and it also needs the bank to verify and perfect in its own operation practice.
Keywords/Search Tags:small and micro enterprises, local commercial banks, financial services
PDF Full Text Request
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