Enterprise's Export Credit Risk Assessment Under The Perspective Of Export Credit Insurance

With the complicated and ever-changing international trade situation,risk changes have occurred in some countries and major markets,which has caused exporters to pay great attention and worries about the current international trade risk situation and potential risks.However,the company itself lacks professional risk control talents and information channels.Therefore,how to assess export credit risk is the most important issue for export enterprises.From the perspective of export enterprises,the paper adopts the radar chart model as the evaluation model.The paper combines the resource information that can be obtained after the enterprise insured export credit insurance to establish risk indicators,and uses relevant theories such as risk management,financial management and strategic management to sort out standards,and uses the radar graph model to analyze and visually evaluate the risk.And through the case of Z company to test the operability and actual effect of the risk assessment method.The paper proposes a risk assessment method based on radar chart model.The paper establishes five first-level risk indicators and twenty-tone second-level indicators,a number of third-and fourth-level indicators,and evaluation criteria to evaluate the credit risk of specific trade contracts.The conclusions of this paper can provide a feasible method for export enterprises to self-assess export credit risk,and also have certain enlightenment for enterprises to do their own risk management,which helps enterprises to better prevent risks before shipment and tracking risk after shipment.