SJ Company Financing Management Research

In the past 40 years of reform and opening up,small and medium-sized enterprises have played a more and more important role in China's economic development,ensuring employment and promoting innovation.However,there is still a big gap in the financing demand of small and medium-sized enterprises,the financing cost is still high,"financing difficulty,financing expensive" seriously hinders the development of small and medium-sized enterprises.Especially in the economic downturn,the financing problem is becoming more and more prominent.With the introduction of a series of inclusive financial policy measures to alleviate the difficulty of financing,there is a new opportunity to effectively solve the financing problems of small and medium-sized enterprises.While receiving policy support,small and medium-sized enterprises are faced with the problem of how to strengthen financing management and reduce financing costs.In this form,how to seize the opportunity of inclusive financial policy,strengthen financing management,scientifically plan the financing path and eliminate the problem of "last kilometer" of financing has become a hot issue in the study of how to seize the opportunity of inclusive financial policy,strengthen financing management,scientifically plan the financing path and eliminate the problem of "the last kilometer" of financing.SJ is an export-oriented manufacturing enterprise,which exports eutectic aluminum piston.As an export-oriented small and medium-sized enterprise,its economic operation is not only affected by the domestic economic situation,but also affected by the international economic situation.It is of great typical significance to study the financing management of the company.SJ Company has made a lot of achievements in the process of its development,but in the current domestic and international economic situation,it has also exposed its own financing management problems that need to be solved urgently.These problems mainly include: the financing channel of the company is too single;the financing mode does not match the actual needs of the company;the lack of financial risk prevention and control mechanism;the lack of financing credit and so on.These problems are mainly caused by the poor management of the company,the low qualification of the company itself,the lack of financial system of the company,the insufficient information disclosure and so on.In terms of financing management,there have been a lot of successful experience at home and abroad for us to learn from,including the bank loan model originated from Japan,the diversification model originated from the United States and the financing platform model originated from Chongqing.However,no matter which mode it is,an efficient and effective financing mode of small and medium-sized enterprises cannot be separated from the guidance andsupport of the government,which is the fundamental to solve the financing problems of small and medium-sized enterprises.Based on the problems existing in the financing management of SJ company and the successful experience of financing management in other regions,the financing management of SJ company can be improved from the following five aspects: First,improve the management system and solidly promote the company's system construction;Emphasis on talent training and introduction to achieve the company's qualifications;Third,establish a scientific financing operation process to effectively reduce financing risks;Fourth,break the old thinking and enhance internal and external information convenience;Fifth,actively seek government support to improve financing efficiency.Enterprise management is a complex system engineering,financing management is only one of the links.In order to do a good job in corporate financing management,only “financing management” is not enough actually.The company should break away from “financing management” from the strategic height of the whole enterprise management to conduct financing management.In the era of big data,“financing management” will make great progress in both theoretical research and practical exploration.