Research On PPP Project Financing Evaluation Based On The Perspective Of The Lending Bank

PPP model is an innovative new model,which is based on the cooperation between government and social capital to jointly provide public goods and services.At present,the state strictly controls the amount of local debt and regulates government financing platforms.Illegal financing methods are prohibited,but the pace of infrastructure construction has not slowed down.The huge gap of construction funds thus formed is in urgent need of strengthening the research on the practice and financing mode of China's PPP,especially the bank financing evaluation method of China's PPP projects,which will be of great benefit to promoting the sustainable and healthy development of PPP in China.First of all,the paper analyzes the international and domestic economic and financial background,summed up China's PPP practice and the PPP financing model of related literature at home and abroad,clear purpose of the paper is trying to solve based on bank support PPP financing problems of the evaluation,and the problem for the PPP in China sustainable smoothly has a very important and profound significance,and according to the study content determine the research methods.Secondly,it expounds the definition,theoretical basis and evaluation method of PPP.Combined with the current situation of PPP development in China,this paper sorts out the types of financing mode structure,and analyzes the choice of Banks' involvement in specific PPP project financing mode structure.This paper analyzes the development of domestic PPP project financing and summarizes three main operation modes of bank financing at the present stage.Thirdly,the case study method is used to analyze the loan scheme evaluation method of PPP projects supported by Banks in detail from three aspects of project access,company access,investment estimation and plan evaluation.Then the project income types are summed up from two aspects of project income and company comprehensive income,and the project expenditure evaluation points are analyzed from the perspective of project cost,forming the financial analysis of the project.Finally,the paper gives corresponding Suggestions on the risk prevention of PPP projects from the following seven aspects: debt repayment risk,contract performance risk,market risk and policy risk.The author believes that under the situation that land finance is tightened and local debt is further regulated,the gradual promotion of PPP projects will be the main way of infrastructure construction.Therefore,bank loan support will inevitably increase.In the study,combined with many representative practical cases,the paper summarizes the general financing evaluation method of PPP project based on bank loan perspective,which provides a certain reference for banks and other investors.