Research On Compliance Management Optimization Of MS Insurance Hebei Branch

According to the Regulations on Compliance Management of Insurance Companies promulgated by the Banking and Insurance Regulatory Commission on December 30,2016,"Compliance management is the behavior of insurance companies to prevent,identify,evaluate,report and respond to compliance risks by establishing a compliance management mechanism,conducting compliance auditing,compliance inspection,compliance risk monitoring,compliance assessment and compliance training." Compliance management is an important part of comprehensive risk management for insurance companies,and also a basic work to implement effective internal control.In the spirit of General Secretary Xi Jinping's emphasizing that "prevention is the first,both the symptoms and the symptoms are treated,the bottom line is securely and orderly,and financial risks are effectively prevented and resolved",China's insurance industry should take the initiative to build up confidence to win the battle of risk prevention and control."Stones from other mountains can attack jade." Faced with the severe situation of compliance management and the increasing external pressure,Chinese enterprises should gradually transform the pressure into internal driving force,learn from the advanced concepts and practical experience of compliance management in the international financial market,gradually establish the enterprise compliance management system,and strengthen the construction of compliance.For an enterprise,in order to make the internal control management more standardized and humanized,it is necessary to establish a good sense of compliance.It is necessary to abide by the rules,procedures and approval links of operation and management,and to act in accordance with the explicit provisions,so as to achieve scientific management under the conditions of legitimate compliance.But at present,there are still some shortcomings in the professionalism of internal control compliance and risk management of many insurance companies in China.Enterprises should consciously establish and improve the compliance management system suitable for the company's own situation,further optimize the process of risk identification,assessment,monitoring,early warning and response in compliance management system,and find the key to solve the problem from practice.In the past ten years of the development of MS Insurance Hebei Branch,the premium income of the company has been increasing continuously,and the satisfaction of customers has also been increasing.However,the problems of compliance management of MS Insurance Hebei Branch are very obvious.Illegal and irregular operation still occurs.The role of compliance management is not good enough.There are also some repeated violations of compliance problems in the process of internal and external inspection.The company has not yet established a fundamental solution to these problems.Therefore,the company needs to strengthen the establishment of compliance management system,improve compliance management system.The main purpose of this paper is to optimize the compliance management system of Hebei Branch of MS Insurance.Firstly,this paper introduces the research background and significance of this paper.Secondly,it quotes the advanced compliance management theory and related theories.Then it analyses the current situation of the compliance management of Hebei Branch of MS Insurance,makes a thorough analysis and discussion of the company,and then discusses the sales link and the insurance ring of the enterprise.In order to put forward practical and effective optimization suggestions,the problems existing in the aspects of compensation,collection and payment,and anti-money laundering are analyzed in depth.Finally,I hope that through the discussion in this paper,we can improve the level of compliance management ability of MS Insurance Hebei Branch,and also hope to provide reference for other insurance companies.