Research On The Impact Of The New Rural Insurance On Rural Family Pension

Pension has always been the focus of social attention.With the gradual deepening of China's aging population,the problem of providing for the aged in rural areas has become increasingly prominent.The new rural social endowment insurance launched by the state for the rural elderly aims to guarantee the basic life of the rural elderly.The new rural insurance has become an important way to provide for the aged in rural areas after its full coverage.In 2019,the government proposes to improve the level of public services for the elderly in rural areas,further determine the pension benefits,and improve the basic pension adjustment mechanism and the minimum living allowance system.Supporting the multi-level development of rural old-age care has put forward new goals and requirements for the improvement of rural old-age care security system.Based on relevant theories,this paper analyzes the mechanism and path of the impact of the new rural insurance on China's rural family endowment.On the basis,this paper uses the 2015 th China health and pension tracking survey(CHARLS)data to empirically analyze the relationship between the new rural insurance and the rural family pension.The introduction part of this paper mainly introduces the background and significance of the research,and clarifies the research content and purpose of this paper.The first chapter is the theoretical basis of this paper.Firstly,this paper defines the concepts related to the new rural insurance and family pension,and then introduces the ways that the new rural insurance affects the rural family pension in China.The second chapter makes a detailed analysis of the development process of the new rural insurance,the current situation of the new rural insurance participation in the eastern and western regions,and the current situation of rural family pension.The thirth chapter uses the fuzzy breakpoint regression model to empirically analyze the impact of the new rural insurance policy on family pension in the whole country as well as in the east and central and western regions.The fourth chapter is the conclusion and policy suggestion.The main conclusions of this paper are as follows: The implementation of the new rural insurance policy has significantly increased economic activities and exchanges among different generations of family members and realized the optimal allocation of family economic resources.The new rural insurance policy did not significantly squeeze out the financial support of adult children to their parents,but significantly increased the financial support of adult children to their parents.Receiving pension has no significant impact on the economic support received by farmers from their children in the eastern region,but for farmers in the central and western regions who have received nongbao pension,it significantly increases the probability of their children's intergenerational transfer support?Therefore,the new rural insurance policy has not fundamentally shaken the family pension model.This paper uses literature research method,breakpoint regression method,comparative research method and other research methods.The innovation of this paper is respectively from the Angle of the differences between the national,eastern,central and western regions to examine the impact of the new rural insurance pension to family pension.The new rural insurance pension has a promoting effect on family pension,and different regions have different responses to the new rural insurance policy.It is helpful to judge the current development of the endowment insurance system in rural areas in the east,central and western.