A Study On The Integration Of Basic Endowment Insurance System For Urban And Rural Residents

For a long time, due to the institutional arrangements urban and rural economic and social structure, and limited additional identity different from each other isolated and rural pension insurance system, not only led to the gap between urban and rural residents in the pension aspects of growing, and contrary to deepen reform development requirements and our citizens should enjoy the basic old-age insurance and other spirit of the Constitution. With urbanization, industrialization and to accelerate the economic and social changes triggered by the structure of the rural areas of the original family pension, endowment land -based security weakening trend is irreversible way, the rural pension issue has become a reality of social problems, showing the urgent practical need. After entering the new century, the central government in the context of urban and rural development strategies, urban and rural areas around the equalization of basic public service objectives, the establishment of rural basic pension insurance started, with the 2009 " new agricultural insurance," the pilot, has been since the exclusion of rural residents outside the formal pension system was officially incorporated into the social endowment insurance system. But not only the residents of rural endowment insurance is still at very low levels, "fragmentation" of the multi-track system problems of the pension system as a whole is still there, deficiencies in the system itself, the current low level of treatment as well as rural residents with basic pension insurance huge differences between urban pension insurance system, highlighting the inherent requirements of the pension insurance system for urban and rural areas of potential risk propulsion system binary designations of urban and rural residents in the basic old-age insurance system for the merger. For this to make a major decision in 2014 to Central New City home insurance agricultural insurance and be merged to establish a unified national basic pension insurance system for urban and rural residents, and for breaking the binary difference between urban and rural old-age insurance and pension insurance institutionally embodied in the urban and rural residents fairness is undoubtedly of great practical significance.However, we must clearly recognize that the current basic pension insurance system for urban and rural residents of the merger, only the starting point of China’s basic old-age insurance system for urban and rural integration process is still at a low level, low-level merger. Basic social pension insurance system for all citizens as the country has to develop and implement inclusive nature, an institutional arrangement economic welfare nature, its natural demands equal rights in the political, economic, social and other aspects of citizenship, or because any occupation, region, gender, income, etc. distinction or difference in the world and the universal law of the development of the pension system also shows the unity of the country to achieve pension is inevitable, therefore, to promote the basic old-age insurance system for urban and rural residents by the merger low level to high level, moving to a higher level not only has a strong internal demand from low-level, but also the basic requirements of basic old-age insurance system natural fairness. For our current realities, the advance of urban and rural residents in China’s basic old-age insurance system for moving to a high level of merger still faces a series of problems and adjustments need to crack, still needs to be theoretical and policy research depth.Therefore, China’s basic old-age insurance system for urban and rural residents is undergoing profound changes of the moment, based on a series of new cases of rural social endowment insurance of urban and rural development in the context presented, new features, based on the basic trend of the aging of the rapid development of our country, from the crack urban and rural residents in China’s basic old-age insurance system for the merger of the obstacles start to " urban and rural residents basic pension insurance system merged research " as a research proposition, from urban and rural areas to crack "dual" structure and promote the integration of urban and rural development perspective to innovation and promote urban and rural residents of China’s basic old-age insurance system for the enrichment and development of urban and rural development theory and the theory of rural social endowment insurance with Chinese characteristics will undoubtedly have important theoretical and practical significance.The main focus of this study include the following aspects:First, focus on the use of social equity theory, the theory of public goods and institutional change theory analysis of urban and rural residents in China’s basic old-age insurance system for the merger of inevitability. Secondly, a comprehensive description of the current implementation of rural social endowment insurance that profile" new agricultural insurance" system, the effectiveness, limitations and risks, and Sichuan as an example of the "new agricultural insurance," the level of protection a scientific calculation, and then to differences between urban and rural residents between the basic pension insurance system conducted in-depth analysis. Meanwhile, Fushun County, Sichuan, for example, on the basis of a questionnaire survey on the current needs of rural residents in basic pension insurance for the empirical analysis. Again, based on the introduction of foreign basic pension insurance system based on the mode of operation, summed up the experience of enlightenment foreign pension insurance system for urban and rural residents in advance of the merger of the basic pension insurance system. Then, the characteristics of the current fragmented system of China is advancing the basic old-age insurance system for urban and rural residents merger faced unfair treatment to protect the weak continuity of social security funds non-systematic overall management of pension legislation lag disorder and conduct problems the focus of analysis. Finally, from the perspective of urban and rural reform and development, unification around a lateral system, longitudinal national co-ordination, fund supplementary system innovation, innovation of China’s urban and rural residents raised the basic pension insurance system merged path selection, and then on the basis of the conclusions of this paper, the basic form put forward the relevant supporting policy recommendations. Overall, the focus of this article from the rapidly changing structure of urban and rural perspective to examine the adjusted basic endowment insurance system for urban and rural residents and the merger of the status quo, while starting to put forward innovative merger path from the perspective of the reform and development of urban and rural resource elements configured in the study has a certain perspective on innovation and research methods.