The Analysis Of Grameen Mode With Inclusive Finance Accurate Anti-Poverty

Poverty and anti-poverty are social and economic phenomena that a country cannot avoid in social development.Because the development of China is restricted by many factors such as geographical location,development basis and natural environment,the poverty problem in the western region is more serious than other regions.Therefore,accurate poverty alleviation has already become an important part of China's strategic planning.At the same time,to achieve effective docking of financial resources and accurate poverty alleviation,innovating financial poverty alleviation model is the key to solving the poverty problem.Therefore,it is of great practical significance and guiding significance to study the issue of inclusive poverty alleviation in poverty-stricken areas.This paper takes the Yunnan Fudian-Grameen Poverty Alleviation Loan Project as an example,and uses the literature analysis method,case analysis method and field research method to deeply analyze the poverty alleviation model of Taiyi village in Dali.Firstly,on the basis of systematic collection and collation of relevant literature,it focuses on the theoretical basis of inclusive finance and the mechanism of financial anti-poverty;then it mainly studies the development and operation mode of Grameen Bank to understand the development of Grameen Bank.The process,and how to integrate the people-oriented concept into the daily management of the bank,helps us to better learn from the Grameen model and help China's precise poverty alleviation.After a brief analysis of the practice of Grameen's financial poverty alleviation model in China,the paper analyzes the background of the establishment of the Fudian-Grameen poverty alleviation loan,starting from the national policy and the innate conditions of the Taiyi village in Dali,Yunnan,indicating the Feasibility of founding this project.Then introduce the basic situation of the project,including the project objectives,basic principles,project characteristics,service content,and the process of participating in the project,followed by the introduction of the center and the number of members,interest awards,and changes before and after members participate in the project.Finally,this paper puts forward some relevant suggestions on the problems existing in the Fudian-Grameen poverty alleviation loan model,such as obtaining policy support to help precision poverty alleviation;improving market operation and achieving sustainable development;improving financial infrastructure construction and improving financial service quality;Strengthen internal management,improve the mechanism for talent promotion;increase cooperation with external institutions and develop social enterprises with Chinese characteristics.After the case study of the Fudian-Grameen poverty alleviation loan model,this paper aims to solve the poverty problem of the extremely poor people in deep poverty areas.It should be based on the concept of people-oriented,through the provision of finance,education,medical care,The way of health and health services,from the ideologically encouraging people living in extreme poverty to establish their own small and micro enterprises,to help these people who can not get traditional financial services live a good life,only to solve the problem of poverty originally.The innovation of this paper is also closely integrate the Fudian-Grameen poverty alleviation loan with the precision poverty alleviation,in order to study innovative financial methods to help the poor people out of poverty.