Research On The Ways And Paths Of Financial Accurate Poverty Alleviation In Fujian A State-owned Commercial Banks Under The Inclusive Financial Framework

Since the eighteenth Congress of the Communist Party of china,the central government has put poverty alleviation and development work in a prominent position,will rise to a new height.In the November 2015 meeting of the poverty alleviation work conference,General Secretary Xi from a strategic and overall perspective,to the whole Party issued a mobilization order to get rid of poverty,clear 2020 rural poverty in China under the current standard out of poverty,poor counties to take off the poverty hat,solve regional overall poverty.Fujian Province,although there is no national poverty counties,but the province still has 2200 poor villages,23 provincial key counties for poverty alleviation and development,poverty and 452 thousand of the population(including:poverty population of 253 thousand,the province of poverty population of 199 thousand),which accounted for the province's county(City,district),total number of villages,and 27%of the total population,6.7%and 1.2%.Therefore,to achieve all the province's poverty population out of poverty by 2020,all the poor villages and poor counties hat,is still a very arduous task.To this end,the Fujian provincial government to respond positively to the CPC Central Committee called on December 26,2015 issued "on the implementation of the views of' winning the precise poverty poverty battle,the province's poverty alleviation sounded chongfenghao.The A Bank of Fujian province is a large state-owned listed commercial bank,which is rooted in the county for a long time.Fujian A bank has always attached great importance to the financial poverty alleviation work,especially in recent years,the strategic deployment and actively integrate into the Fujian provincial Party committee and provincial government of poverty alleviation,adhere to the "three rural" and tackling poverty with the financial services research,with the deployment,with the implementation,to further promote the kins agriculture project development "poverty alleviation micro credit risk guarantee fund loan guarantee business,in order to effectively develop Inclusive Finance to boost the precise poverty,financial poverty alleviation precise to achieve better results.Poverty is the bottleneck and difficulty to achieve inclusive finance.To carry out financial through accurate identification,precise poverty,poverty alleviation object accurate helping,can effectively guide the precious and limited financial resources to flow in poor areas,poor acceleration,which not only can greatly improve the effectiveness of poverty alleviation,but also can make the traditional financial institutions service to poor people also can have equal access to financial the right,thus speeding up the full realization of promoting inclusive finance.Therefore,it can be said that the financial accuracy of poverty alleviation is an extension and development of Inclusive Finance,but also an important way to achieve inclusive finance.This article mainly from the Inclusive Finance and related theory of precise poverty,from finance,management science,behavioral finance and other disciplines of Fujian province A state-owned commercial bank financial poverty alleviation precise status and problems of carding,analysis,and proposed the establishment of a sound working mechanism to optimize the current financial poverty alleviation mode and path.The main content of the thesis is divided into four parts:the first part is literature research and theoretical basis.The second part mainly focus on poverty alleviation county resources in 23 provinces of Fujian Province,the economic and financial development are introduced,and focus on the poor research and analysis of the causes of poverty.The third part mainly introduces the main methods and achievements of the A National Commercial Bank of Fujian province in recent years,and studies the main problems and reasons of financial poverty alleviation.The fourth part is to promote the state-owned commercial banks in Fujian Province,the financial poverty alleviation work better and faster development of the corresponding recommendations and Countermeasures A.Poverty alleviation in Fujian province is a long and arduous task.In the future,Fujian province A of state-owned commercial banks still need to further enhance the financial poverty alleviation work sense of mission and urgency,continue to intensify its efforts,innovation and working mechanism,continuously improve according to the practice situation of precise Poverty Alleviation Policies and measures to effectively promote financial poverty alleviation work to a new level.