Evaluation Of Inclusive Financial Development Level In Rural Areas Of Jilin Province

In recent years,under the vigorous advocacy and implementation of the United Nations and the World Bank,inclusive finance has received a universal response from the global,especially from the developing countries.China formally proposed and formulated the development strategy of inclusive finance at the national level at the end of 2015.How to evaluate the development level of inclusive finance scientifically and effectively is the key to the inclusive finance concept from itsproposal to practice.Agriculture,rural areas and farmers,as the key service areas and objects of inclusive finance in China,need to establish the rural inclusive financial index system and evaluate the development level of rural inclusive finance,which is an important subject to monitor the development process of inclusive finance and guide financial capital to better serve the development of rural economy.As a comprehensive reform test area of China's agricultural province and national Rural finance,Jilin Province has been at the forefront of the country in carrying out the concept of inclusive finance and improving the level of rural inclusive financial services.Therefore,based on the research object of Jilin Province,this paper uses normative analysis and empirical analysis method to measure and evaluate the development level of rural inclusive finance in Jilin Province on the basis of deepening the connotation of rural inclusive finance,enriching the evaluation Index system of inclusive finance and selecting evaluation methods,and gives policy enlightenment and suggestions according to the analysis results.The basic research contents and conclusions are as follows:The first part is the theoretical basis of the study.This part is to clarify the research background and significance of this paper,to sort out and comment on the domestic and foreign literature,to deepen the understanding of the connotation of inclusive finance,to determine the relevant theoretical basis of the subject research,and to provide a strong theoretical support for the next research.The second part is the present situation and the problem.On the basis of data collection and collation,this part investigates the current situation of rural inclusive finance in Jilin province from three aspects of quantity,quality and sustainability as well as the problems and deficiencies in the development process: the lack of rural financial resources;the "difficulty of loans" and "difficult loans";financial supervision has not been paid enough attention to such issues.It provides realistic basis and solution for the Development research of rural inclusive finance in Jilin province below.The third part is empirical research.On the basis of selecting the appropriate technical method and scientific index system,this paper selects the relevant data of Jilin Province for 2012-2017 years,and makes an empirical study on the development level of rural inclusive finance in Jilin Province by using entropy method combined with inclusive financial index method.On the one hand,it makes a comprehensive study on the overall development level of inclusive finance and the development index of each index,and finds that the rising trend of rural inclusive finance development in Jilin Province in 2012-2017 years is obvious,and has entered a higher level of development since 2016.On the other hand,it analyzes the contribution of different indexes to the development of inclusive finance,and finds that the quantitative dimension index makes the greatest contribution to the development of inclusive finance in the current stage.The fourth part is policy enlightenment.This part,based on the empirical analysis of the evaluation of the development level of rural inclusive finance in Jilin province,combined with the development status and problems of rural inclusive finance in Jilin province,puts forward targeted and operable countermeasures and suggestions: expanding access to financial services,optimizing the quality of financial services,and enhancing the level of sustainable development of inclusive finance.