Research On The Risk Prevention Of Intellectual Property Pledge Financing In Small And Medium-Sized Internet Enterprises

With the advancement of science and technology and the development of the Internet economy,Small and medium-sized Internet companies play an increasingly important role in the market economy,and they themselves face the problem of financing difficulties that cannot be ignored.Due to the characteristics of light assets,high investment,high risk,and poor performance of financial indicators in the early stage of development of small and medium-sized Internet companies,this has greatly restricted their financing through traditional channels,and the way of intellectual property pledge financing is not only suitable for the small and medium-sized Internet companies themselves.The characteristics of assets,and can solve financing problems for enterprises.Therefore,more and more small and medium-sized Internet companies are beginning to try to raise IP collateral financing,but the problems of financing have occurred frequently.This paper takes polar routing patent pledge financing as an example to study the identification,evaluation and prevention of extreme routing patent pledge financing risk.It uses a combination of quantitative and qualitative methods to analyze risk,especially the degree of impact of risk factors by using analytic hierarchy process.The calculations indicate that the risks that should be guarded against are the business risks,the financial risks of the enterprises,and the evaluation,value-added and disposal risks of the intellectual property itself,and finally the corresponding risk prevention recommendations.In the past,scholars also carried out a large number of analysis on intellectual property pledge financing,mainly from the perspectives of financing incentives,financing mechanism,financing model,intellectual property valuation,financing risk,etc.,but these are based on the discussion of traditional industries,and for Internet companies.Insufficient research,Small and medium-sized Internet companies as an emerging industry,mainly driven by innovation,equipped with advanced Internet technology to operate,the problems that may be faced in the process of intellectual property pledge financing have certain specialities.Therefore,this paper combines small and medium-sized Internet companies.The characteristics of the industry analyze the risks of small and medium-sized Internet enterprise intellectual property pledge financing and broaden the scope of research on intellectual property pledge financing.At the same time,research on the risk of intellectual property pledge financing can promote the faster and better conversion of intellectual property into capital,accelerate the efficiency of capital market operation,and contribute to the development of China's innovative economy.