A Research On Process Improvement Of I Bank's E-Supply Chain Financing Based On The E-commerce Platform

In recent years,supply chain finance has been widely valued and recognized,E-supply chain financing is the trend of development and the solution of inclusive finance.The process of commercial banks needs to improve.Based on this background,this paper focuses on micro-process improvement,improve the efficiency and competitiveness of the E-supply chain financing mode based on the bank's E-commerce platform without weakening the risk control.The propose provides reference suggestions for banks on E-supply chain financing.The logic introduces the concepts of banks'e-commerce platform,E-supply chain finance and core enterprise,analyzes the current situation,looks forward to the development prospect.Then,analysis the process of E-supply chain financing through a specific case,point out that the function of the platform is not obvious enough,the process operation is not efficient enough,and the customer experience is not convenient enough.Use Fishbone Diagram to find out the shortcomings,explored the deepen reasons in the ideology,organizational structure,technical methods and implementation management.Designs the improvement scheme in ESIA?ASME,eliminate the approval process,simplify the application and loan process,integrate the platforms and auxiliary process,and upgrade automation to achieve the goal of "one touch,one loan".The implementation guarantee and strategy are designed,and the process efficiency before and after improvement is compared,compare the process efficiency,to verify the effect of the scheme.