| China has a vast territory with a large span from north to South and from east to west.It has a unique advantage in agricultural geographical resources,and the rural population accounts for 42.65% of the total population,which is a real agricultural country.However,with the steady development of China's economy,the key and difficult points are all in the development of agricultural economy.In recent years,China has been carrying out the strategy of rural revitalization,attaching great importance to the industrial economic development of "agriculture,rural areas and farmers",calling for strengthening the development of rural financial market,and constantly improving the support for the construction of rural economic development.In the research of financial market development,rural financial efficiency is an important indicator to measure the operation of rural financial market.Therefore,the research on the efficiency level of rural financial market plays an important role in the development of rural economy.Secondly,Shandong Province is located in the North China Plain,with a large area of arable land and the lower reaches of the Yellow River.With developed water system,Shandong Province is the main agricultural province in China.Its agricultural development and rural economic level are in the forefront of China,which is a typical example of China's agricultural modernization development.In this context,it is of great theoretical and practical significance to study the spatial difference of rural financial market efficiency and its influencing factors,so as to promote the development of rural economy and realize the new rural construction in Shandong Province.Based on the research of domestic and foreign scholars on the efficiency of financial market and related theoretical basis,this paper first takes Shandong rural financial market as the research object,expounds the current situation of its credit market,capital market and insurance market,and analyzes the existing problems,so as to have a preliminary understanding of Shandong Rural financial market;secondly,by selecting Shandong rural financial market The per capita credit balance and the number of rural financial institutions are input indicators,and the per capita disposable income and per capita output value of rural residents in Shandong Province are output indicators.A DEA model is established to measure the efficiency level of rural financial market in Shandong Province.Based on the calculation data of rural financial market efficiency of various cities in Shandong Province,Shandong Province is divided into eastern Shandong region and central Shandong region This paper analyzes the spatial differences of rural financialmarket efficiency between the district and Luxi district.Then,this paper selects explanatory variables such as per capita output value of rural residents,scale of rural financial institutions,mobilization rate of rural savings and so on to empirically analyze the impact of rural financial market efficiency in Shandong Province.Through multiple collinearity test,heteroscedasticity test and sequence autocorrelation test,this paper constructs the rural financial market efficiency of Shandong Province The multiple linear regression model of influencing factors of village financial market efficiency.Finally,based on the results of empirical analysis,the paper puts forward relevant policy suggestions,with a view to improving the risk management mechanism of rural financial market,giving full play to the main role of rural financial market;improving the rural financial market system,improving the quality of rural financial services;promoting the level of rural economic development,improving the rural financial ecological environment;increasing financial policy support for agriculture,promoting the rural financial market It is suggested to improve the efficiency of rural financial market and promote the development of rural economy in Shandong Province. |
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