Study On The Optimization Of The Non-performing Asset Business Of The Acquisition Of Non-financial Institutions By Z Company

In recent years,with the continuous adjustment of China’s policy environment,the non-performing asset industry has gradually formed a diversified pattern of "4(four major financial asset management companies)+2(local asset management companies)+N(private institutions)+ banking system".On the supply side structural reform deepening,economic structure under the background of old and new kinetic energy changing,affected by the current economic downward pressure,enterprises in the aspect of production management and management,capital management arrangements appeared some new problems,many companies began to appear bad debt,debt,etc.,countries allow asset management company to market-oriented means to participate in dealing with the class,to a certain extent promote the development of the debt asset management company,the gold business.Asset management companies to speed up the development,on the one hand,faces the further business model innovation,pricing,due diligence,risk control ability and other important task for the construction of core competence,on the one hand,is faced with under the economic date asset quality is low,the price is high,the recycling cycle lengthened,collect the difficulty and risk realistic problems,such as how to implement the asset management business model innovation,completes the non-financial enterprises acquisition and disposal of bad creditor’s right,real service entity economic development,maintaining economic stability,is our current research subject with strong practical significance.Based on consulting A large amount of the financial asset management companies commercial non-financial institution non-performing assets acquisition and assets reorganization of the relevant literature,combined with the practical cases in the work,Z commercial asset management company for F company held A distressed debt project as an example,from the perspective of management and risk control analysis of non-financial institution non-performing asset purchase business,explore the non-financial institutions adverse business innovation deficiency existing in the acquisition of A business process,imperfect market system,institutional setting problems such as defects and analyzes the reason,get inspiration from case,Targeted put forward push business innovation,standardize the market supervision system,strengthening the internal control to prevent risks to improve the Jin Buliang assetsbusiness development put forward their own opinions and Suggestions,through the research that the non-performing assets of the non-financial asset management company business improve the acquisition and disposal of non-performing assets of non-financial institutions and risk control level,is to solve the current domestic small and medium-sized enterprise development,the urgent request of debt is an asset management company in China the gold business the key to the development of research,hoping to further debt by the gold business operation and management,risk control,It provides value reference for financial supervision and the benign development of non-gold debt business of asset management companies.