Research On The Relationship Between Urban Real Estate Policies And Price Fluctuations In China

China's real estate price have basically maintained a slow and long-term growth state.Over the past 40 years of reform and opening,the rapid rise in housing prices in recent years has led to a serious bubble in real estate and a very adverse impact on our country's macroeconomics.In order to control the current irrational increase in China's real estate prices,China has successively adopted a series of measures,such as tightening monetary policy,land policy,and real estate tax increase,but the actual effect is not satisfactory.The real estate direct regulation policies issued by the Chinese government,such as purchase restriction policies,housing security policies,provident fund policies,and down payment ratio adjustment policies,regulate the real estate market.China is currently undergoing economic transformation and is in a critical period.The causes of real estate price fluctuations in the real estate market are very complex,but the impact of direct regulation policies on real estate prices in China is not to be underestimated.Real estate price fluctuations have received real estate issued by China.The impact of the policy is also effective.China has issued a series of direct control policies such as provident fund policies,guaranteed housing,and direct purchase restriction conditions,and constantly improves the application of different policies in different regions,which plays a very important role in the real estate market.The government 's policy on provident fund loans,purchase restriction conditions,and housing security the implementation of policy measures such as policies and down payment ratios has become increasingly efficient.Because objectively,real estate direct regulation and control policies have a significant impact on regulating real estate prices.Therefore,it is very important to study the impact of real estate direct regulation policies on real estate price fluctuations.In order to control the excessively rapid rise in real estate prices,China has successively adopted macro policies such as increasing loan interest rates,increasing taxes,and land supply-side reforms to adjust and improve the real estate market,which has had certain effects.insufficient.Through the impact of the provident fund policy,housing security policy,down payment ratio policy,and purchase restriction conditions on China's real estate price fluctuations,this article finds that the down payment ratio policy and purchase restriction policy have obvious effects on real estate price control in the short term,but in the long run,the down payment ratio policy Policies such as purchase restriction policies will not bring theoretical effects,but will have a shorter effect in some cities.The housing security policy and the provident fund policy have a very important role in controlling real estate price fluctuations.In particular,the provident fund policy in conjunction with the purchase restriction policy restricts the withdrawal of the provident fund conditions,which has inhibited investors who take the opportunity to speculate.