The Research Of Financial Support Policies For Minority Areas Economic Development During The Historical Convergence

China is a multi-ethnic country,has always attached great importance to the development of minority and minority areas.There are many preferential policies have been introduced for minority areas.However to compared with other developed areas in China,the economy of minority areas has been lagging behind,because of the geographical conditions,historical factors and many other reasons in minority areas.Finance plays an important role in economic development.The government has made many financial policies for minority areas,But because of not suit,these financial policies did not got the good results.The primary task of minority areas in the historical convergence is to build a well-off society in an all-round way.At this time economic development and appropriate financial policies are important.This paper analyzes the economic and financial development of minority areas,The economic development of minority areas is good,reaching the national average,but the financial sector lags far behind the national average.It can be seen that the financial development of minority areas lags behind the economic development.This paper summarizes the financial policies related to minority areas since 1991 and classifies them into four types: "Preferential interest rates shall be granted to the commodities of minorities","provide policy support to financial institutions in minority areas","Provide financial policies for agriculture,industry and infrastructure construction in minority areas","Encourage minority areas to use foreign preferential loans".An analysis of financial policy shows the shortcomings:policy incentive insufficient,insufficient differentiation to different regions and policy types single.There are four solutions to the problem: "Improve financial policies","Revise financial policies","Making development oriented financial policies" and "Develop potential markets".