| With the promotion of "Internet plus" and the rapid development in Supply Chain Finance industry,the risks of Supply Chain Finance become more complex and diverse,so it is essential that financial institutions take effective and reasonable risk management measures to solve these problems.A model is established through reasonable indicators and data,and its operability is analyzed combined with empirical to test,which provides a new type of risk evaluation model for Supply Chain Finance service institutions such as banks and e-commerce,so as to make transactions more transparent and reduce information asymmetry which has certain practical significant.This paper analyzes the development of supply chain finance under the "Internet plus",including the current status,characteristics,platform construction and risk management problems.Based on its development,this paper analyzes the main risks in this model,including credit risk,market risk,and operational risk,and the causes of the risks are also analyzed.Establish a risk assessment model under the "Internet plus" environment with corporate quality,operating indicators,asset structure,and "Internet plus" construction as the first-level indicators.22 evaluation indicators are selected to perform factor analysis firstly,and clustering and stratification are conducted according to the degree of isomerization between enterprises based on Euclidean distance,and then combine adaptive weights and industry prosperity to build a comprehensive risk evaluation model.As the data of ordinary SMEs is not easy to obtain,the data of companies currently listed in Shanghai and Shenzhen are selected for analysis.The results show that the established risk evaluation model can effectively measure the risks of financing companies,and according to different levels of different companies,there will be differences in risks,which can improve the sensitivity of risk analysis and effectively control risks.Figure 7;Table 8;Reference 54... |
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