Chunhua County Agricultural Bank Research On The Operation Of Financial Precision Poverty Alleviation Mode

"Precision poverty alleviation" is one of the urgent problems to be solved in China at this stage.It is extremely urgent to realize the goal of comprehensive poverty alleviation in China.At present,China's poverty alleviation task has entered the final stage of climbing the hills.As an important force to help the poor in poverty,finance plays an increasingly important role in the current poverty alleviation work.As a state-owned bank,the Agricultural Bank of China responded to the call of the state and fully supported financial precision and poverty alleviation has become one of the key tasks of the Bank in recent years.As a national poverty-stricken county,Suihua County has announced poverty alleviation this year.By studying the financial poverty alleviation model of the Agricultural Bank of Suihua County,it will not only help other financial institutions to formulate more effective poverty alleviation strategies according to local conditions in the poor counties and counties,accelerate the comprehensive poverty alleviation in China,and develop new markets and markets for agricultural banks.Competitiveness,achieving a win-win situation for economic and social benefits.This paper is mainly composed of the following seven chapters: Chapter 1,Introduction.This paper introduces the background,significance and main research purposes of the article,explains the latest theoretical research results related to financial precision poverty alleviation and conducts dynamic evaluation,and designs the research methods and ideas.The second chapter,the theoretical basis,mainly clarifies the concept of “precise poverty alleviation”,“financial precision poverty alleviation” and “inclusive finance”,and elaborates on the three theories of rural finance involved in this paper.The third chapter,feature analysis.The economic situation of Suihua County and the operation status of financial poverty alleviation of Agricultural Bank are described in detail,and the typical model of Agricultural Bank in financial poverty alleviation is analyzed.Chapter IV,Problems and Causes.Analyze the problems existing in the current financial precision poverty alleviation model of the Agricultural Bank of Suihua County,and analyze the causes one by one.The fifth chapter,the effect evaluation.Through the questionnaire survey method to obtain data,through the establishment of the binary Logit model to analyze the factors affecting the agricultural banking financial poverty alleviation.The sixth chapter,model innovation design.Design a new operation mode for the financial precision poverty alleviation work of the Agricultural Bank of Suihua County,as a supplement and improvement of the existingthree typical models.Chapter VII,countermeasures and suggestions.From the government,banking,and social levels,the Suihua County Agricultural Bank's financial precision poverty alleviation model was implemented.Through the study of Chunhua County Agricultural Bank's financial precision poverty alleviation model,we can see that there are certain problems in the poverty alleviation model of the bank,and the operation effect of the model is not very satisfactory.It can be seen that the bank should unite enterprises and governments to make full use of Internet resources.Establish a new mode of operation,and take measures from the government,banks,and society to optimize the poverty alleviation environment,reduce poverty alleviation risks,innovate financial products,strengthen alliances,and adopt a three-pronged approach.Only in this way can we enhance the effectiveness of precision financial poverty alleviation.Prevent the return of poverty.