China Property Insurance And Founder Mid-term Futures "Insurance+futures "Price Insurance Model Case Analysis

China is a large agricultural country with a large rural population base.The development of agriculture is directly related to the development and stability of society.In the crucial period of decisive battle to build a well-off society in an all-round way,the issue of "three rural issues" becomes even more important.Among the three goals of "agricultural development,farmers' income increase,and rural stability",agricultural products closely related to farmers' income increase occupy an important position.On the basis of a relatively stable production scale,the price stability of agricultural products is particularly important.If the prices of agricultural products fluctuate frequently,it will definitely bring great risks to agricultural producers and the public.Therefore,how to solve the frequent fluctuations in agricultural product prices and how to price agricultural products more reasonably has become an important concern of the central government and governments at all levels.China's Central Document No.1 has been proposed for the sixth consecutive year for the "insurance + futures" pilot model since 2015,and relevant financial institutions such as insurance and futures have continued to conduct "insurance +futures" pilot work in accordance with the requirements of the Central No.1 document.In general,at present,China's "insurance + futures" model is not mature enough,and there is huge room for further improvement.This article takes the soybean "insurance + futures" model of the cooperation between Founder Mid-Term Futures Co.,Ltd.and China United Property Insurance Company as an example to discuss the further promotion of "insurance + futures" model in China in the future,and puts forward reasonable suggestions for further improvement of this model.This article mainly adopts two methods of literature research and case analysis.The overall framework includes: The first part introduces the background and significance of the topic of "insurance + futures",literature review,research content and methods,innovation and shortcomings.The second part introduces China's current agricultural insurance model and the development of the "insurance + futures" pilot.It analyzes the limitations of China's traditional agricultural insurance,introduces the meaning and necessity of the new model of "insurance +futures",the current pilot development and the differences and advantages of the new model andtraditional agricultural insurance.The third part mainly introduces the basic situation of the two sides of the case,the relevant cooperation background and the implementation of the specific plan.The fourth part analyzes the operation mechanism,on-site hedging and risk control of this case.The fifth part concludes that the "insurance + futures" model can demonstrate huge economic benefits,can serve the "three rural issues" well,and also provides new ideas for China's future agricultural development.Next,we put forward corresponding suggestions for China to continue to explore the "insurance + futures" model: improve the construction of the financial market,increase government support,and create new models that are more in line with today 's social development,such as "insurance + futures + bank + Internet" Construction of large futures companies.