Research On The Multiplier Effect Of Agricultural Insurance Subsidies For Poverty Alleviation

The first document of the Central Committee of the People's Republic of China in 2019 focused on "focusing on precise policies and decisively fighting poverty," as a key content.Among the many poverty alleviation methods,agricultural insurance has always played a very important role.In the existing research,agricultural insurance subsidies obviously have a positive effect on poverty alleviation.However,there are few scholars who carry out quantitative research on the ways in which agricultural insurance subsidies affect farmers' income levels and thus improve poverty alleviation efficiency.Are agricultural insurance subsidies more effective than direct fiscal allocations? Can agricultural insurance subsidies have a multiplier effect on poverty alleviation by improving technology? This is the core issue discussed in this article.Solving the problem of optimizing and choosing the path of agricultural insurance subsidy for poverty alleviation can not only enrich the relevant theoretical knowledge of agricultural insurance,but also have certain practical significance for the government to formulate poverty alleviation policies and improve poverty alleviation efficiency.Based on economic growth theory,agricultural risk management theory,and poverty theory,this paper preliminarily constructs the multiplier effect mechanism of agricultural insurance subsidy for poverty alleviation,and improves and supplements related theories of agricultural insurance poverty alleviation.Existing research has calculated and evaluated the efficiency of agricultural insurance subsidies.From the perspective of poverty alleviation,this article studies the agricultural insurance subsidy funds to promote the scientific and technological progress and the multiplier effect on government poverty alleviation.This is the perspective of this research.A big innovation.Different from the DEA model for measuring the efficiency of agricultural insurance subsidies,this paper uses a macro-econometric model of farmers 'income growth.This paper focuses on agricultural insurance subsidies to improve agricultural science and technology and risk management techniques,and influences farmers' income.The advantages of agricultural insurance subsidies for poverty alleviation provide reference for future generations to study the mechanism of agricultural insurance subsidies for poverty alleviation.The article first introduces the research background and significance of the subject,the main research content,research methods,as well as the innovations and deficiencies of this article,and sorts out and summarizes the relevant literature at home and abroad.Then define relatedconcepts and theories,and systematically explain the multiplier effect mechanism of agricultural insurance subsidy for poverty alleviation.Based on this,the multiplier effect mechanism of agricultural insurance subsidy for poverty alleviation is initially established,and the current status of agricultural insurance subsidy for poverty alleviation.Perform analysis.Based on the economic growth theory and agricultural risk management theory,determine two technical indicators of agricultural production technology and risk management technology,and examine the economic growth channels and risk management channels of agricultural insurance subsidy for poverty alleviation.The economic growth channel refers to the dual effect of agricultural insurance subsidies on the growth of farmers 'income through direct fund subsidies and the improvement of agricultural technology;the risk management channel refers to the risk protection of agricultural insurance subsidies to farmers' income growth through risk management.Finally,a comparative analysis is made between the agricultural insurance subsidy for poverty reduction and the government's direct funding for poverty reduction,highlighting the advantages of agricultural insurance subsidy for poverty reduction.The research results show that the elasticity of agricultural output to agricultural insurance subsidies,agricultural technology inputs,and risk management inputs is0.191595,0.112767,and 0.107823,respectively.The elasticity coefficients are all positive,showing that agricultural insurance subsidies function from two perspectives:agricultural technology and risk management.For agricultural output,it has a positive effect on the growth of farmers' income levels.The elasticity of agricultural output to the government's direct poverty alleviation funds is 0.047104,which is significantly smaller than the elasticity of agricultural output to agricultural insurance subsidies of0.191595,thus showing that agricultural insurance subsidies have more advantages in poverty alleviation.Based on the empirical results,this paper proposes suggestions for improving the agricultural insurance subsidy system,optimizing the efficiency of agricultural insurance subsidy poverty alleviation funds,accelerating the development of science and technology,and increasing the insurance rate for farmers.