Research On The Development Strategy Of China Construction Bank JX Branch Pension Finance Business

Since the 18 th national congress of the communist party of China(CPC),the CPC central committee and the state council have incorporated old-age care work into the overall work of the party and the state.General secretary Xi Jinping has made important instructions on old-age care work for many times,and put forward new ideas,new thoughts,new strategies and new requirements for actively responding to the aging of the population and accelerating the development of old-age care services.On the one hand,in view of the population aging trend of the development of human society progress,especially in the current our country has already entered the aging society in advance under the big background,how to properly meet the various requirements of elderly people,reasonable solve the social problems are caused by an ageing population,is a matter of national development,more is closely related to the well-being.In the "country",late childbirth of marry at a mature age,under the influence of such factors as the traditional pattern of "support" is quietly changing,through developing pension industry be raised,millions of older patients have a happy old age,let more Chinese families,especially young people have to issue in the future,the Chinese nation throughout the 21 st century era of proposition,but also need to study to solve the major issue.On the other hand,although under the party central committee and state council attaches great importance to,in recent years,national and provincial(city,area)with dense endowment industry policy support measures,increase financial support,pension service facilities supply and level increased significantly,but given the public welfare industry particularity,development relying too much on financial support,social forces to participate in the inadequate,private pension institutions financing difficulties,financing your education,vocational training a good many factors,such as pension industry in the process of rapid development also exist different level service weak infrastructure,lack of effective supply,such outstanding problems as social endowment service profit space is limited.In this thesis,the development strategy of pension financial business of China construction bank JX branch was studied by combining multiple analysis methods with the actual development situation of pension industry in JX province.First,use PEST analysis tool to analyze the macro environment of the development of pension financial business of the JX branch of China construction bank,including the influence of the political,economic,social and technological environment on the development of pension financial business,and analyze the opportunities and threats brought by the external environment to the development of pension financial business of the JX branch of China construction bank.The development model of the mainstream pension industry in JX province was analyzed through the industry development environment,so as to guide the development of pension financial business of other financial institutions including interbank,insurance and trust funds in different fields for comparison.Through SWOT analysis,this paper expounds the advantages and disadvantages,opportunities and threats of China construction bank JX branch in carrying out old-age care financial business,laying a foundation for the choice of the next development strategy.According to the results of SWOT analysis and strategic choice matrix analysis,the strategic choice for the development of pension financial business of China construction bank JX branch is made clear,that is,the strategic choice combining the advantageous development strategy and the reversing strategy.In determining the strategic choice,on the basis of extracting pension financial business development strategic target,to form a complete set of construction bank branch of JX pension financial business focus on products,such as multi-channel business development strategy implementation measures,and improve the system of examination,optimizing the organizational structure,establish a professional talent team strategic safeguard measures such as a detailed analysis,finally expatiates the implementation of the strategy of developing the effect,on the bank of construction,JX pension financial business development strategy to conduct a comprehensive summary,and also puts forward the prospect for the future development of pension financial business in JX province.