Research On Current Situation And Problems Of Automobile Consumption Finance In China

After more than 20 years of development,the penetration rate of automobile consumer finance in China is still about 40%,which is far behind the average penetration rate of 70% in developed countries.With the rapid development of China’s economy,the innovation of science and technology and the continuous growth of automobile consumption market,automobile finance technology and industry will inevitably develop vigorously.Especially with the proposal of structural reform on the financial supply side,China’s automobile consumption finance has emerged as a new growth..This paper analyses the current situation and existing problems of China’s automobile consumption finance,and puts forward the development countermeasures.This paper consists of five parts.The first part is the introduction.It explains the background,content and research methods of this paper,lists the current situation of related industries at home and abroad,and explains the structure of the paper.The second part discusses the current situation of the development of automobile consumption finance in China.Combining with the typical characteristics of China’s current automobile market development,and analyzing the development history,characteristics and existing problems of China’s automobile consumption finance,this paper systematically elaborates the development status of China’s automobile consumption finance.The third part is the bottleneck of the development of China’s automobile consumer finance.Based on the case study of major automobile consumer finance companies in China,this paper expounds the problems existing in the industrial development of automobile consumer finance in China.The fourth part puts forward the development countermeasures of China’s automobile consumption finance.To promote the rapid and sustainable development of China’s automobile consumer financial market.The fifth part summarizes and prospects the full text.