Research On Legal System Of China’s Long-term Care Insurance

With the development of the economy and the change in population structure in China,the problem of domestic aging is becoming more and more serious.Besides,the change in family structure and the increase in the rate of national occupation have result in a growing demand for the long-term care for people with demantia and disabilities.,which has become a social problem urgently to be solved at present.As a new insurance system,the Long-term Care System can be served as an effective solution and meet the demands.However,due to the fact that the long-term care insurance in our country started late and is still in the pilot phase,an improved law for the Long-term Care Insurance System has not formed.Therefore,it requires the government to establish a legal system for long-term care,based on the national conditions and featuring Chinese Characteristics.Deriving from the basic theory and the present condition of the development of the long-term care system,the essay points out the existing problems with system and analyzes the reason for selecting the mode of insurance.Meanwhile,the former experience from countries and regions abroad is summed up to improve the law for the long-term care insurance system and suggestions are put forward for its development.Apart from the introduction and conclusion,the paper is divided into four parts.The first part is to introduce the development and current situation of long-term care insurance and my country’s long-term care insurance system.It mainly focuses on the basic issues of long-term care,long-term care insurance,the development history of long-term care in my country,and the results and existing problems of the current long-term care insurance system.The second part analyzes the relevant theories of my country’s long-term care insurance legal system.It analyzes and demonstrates the necessity of establishing the long-term care insurance legal system;the theoretical basis of the long-term care insurance system;the structure of the legal relationship of long-term care insurance and the position of national responsibility in the long-term care legal system.The third part summarizes and analyzes the experience of international and interregional long-term care insurance legal systems through comparative research methods,mainly including German long-term care insurance legal system,Japanese nursing care insurance legal system,American commercial long-term care insurance legal system,and Dutch special expenses(Long-term care expenses)system,long-term care insurance legal system in Taiwan.Provide different experience and enlightenment for the construction of my country’s future long-term care insurance legal system.On the basis of the conditions discussed in the first three parts,the fourth part gathers the basic theories of long-term care and summarizes the experience of international and inter-regional long-term care insurance legal systems,and provides some suggestions for my country to construct and improve my country’s long-term care insurance legal system,including clear The principles of constructing our country’s long-term care insurance legal system;establishing and improving the long-term care insurance legal system;insisting on the implementation of national responsibilities,etc.,hopefully will benefit the development of my country’s social security industry.