Research On Risk Identification And Assessment Of Intelligent Finance Implementation In Company

The in-depth development of the new round of technological revolution and industrial change has provided an important strategic support for the digital economy to lead global development.Intelligent finance uses data-driven decision-making to promote enterprise finance from the traditional "bookkeeper" to "digital nervous system",and build a connected and efficient intelligent financial system with the help of digital technology to achieve financial cost reduction,efficiency,quality improvement and green operation,and promote the financial quality development.The development of intelligent finance is the trend.As a key application of 5G,big data,cloud computing,blockchain and other digital technologies in the field of finance,there are different degrees of risk in all aspects of intelligent finance from construction to operation.Risk identification and assessment is the premise and foundation for the effective,stable,safe and healthy operation of corporate intelligent finance.Based on this,this topic has the research significance of providing guidance for the transformation of corporate intelligent finance,providing case support for theoretical research and guaranteeing the high-quality development of corporate finance.Intelligent finance in China is currently in the theoretical and developmental stage,with little research in general and even fewer companies actually implementing it.This paper uses a documental analysis and field research.First,through extensive reading and literature review,we clarify the concepts of intelligent finance and its risks,risk identification and assessment,and their theoretical logic,so as to lay the research foundation for the study.Then,analyze the status quo of the implementation of intelligent finance in Company A,and consider the risks that may arise based on the problems in the implementation process.Based on the basic steps of risk management,namely risk identification,risk assessment,risk analysis,and risk prevention,re-examine Company A.Implement smart financial processes.The first is to extract the risk factors for Company A’s implementation of intelligent finance based on literature summary and research interviews,including six aspects,namely strategic risk,organizational risk,personnel risk,process risk,technology risk,management risk and information security risk;Secondly,the quantitative assessment of risks was carried out through questionnaires and fuzzy comprehensive evaluation method to calculate the overall risk of implementing smart finance in Company A and the scores of various risk factors,and to grade,rank and analyse them;Thirdly,according to the risk assessment results,the corresponding risk prevention countermeasures are proposed,which are expected to improve the effect of implementing intelligent finance in Company A and improve the comprehensive risk management system of the company,and also provide reference and reference for the implementation of intelligent finance in similar companies.