Housing Accumulation Fund,Public Rental Housing And The Willingness Of Floating Population With Different Employment Status To Stay In The City

With the acceleration of China’s new urbanization process,a large number of floating population pour into cities.The seventh census data showed that as of November 1,2020,the number of households separated from households was 492762506,of which 375816759 were floating population,63.89% of the permanent population and 45.4% of registered resident population.Live and work in peace city and the equalization of social services between the two migrants and the registered resident population are the fundamental tasks of the central government under the new urbanization.However,the high living costs in cities have raised the resistance of the floating population of urban integration.In 2005,the government issued the guiding opinions,which has been the starting point for the state to try to integrate the floating population into the housing provident fund system.In addition to the provident fund,the public rental housing,which has been mainly oriented to urban registered residence,is open to the floating population.The choice of floating population has been extended after the operation of public rental housing and low rent housing.In 2020,the outbreak of COVID-19 will cause a dispute about the abolition of housing provident fund for the reduction of communal burden.Critics thought it "robbed the poor and helped the rich",and the system was running inefficient,leading to a large amount of capital accumulation and waste.Supporters believe that it promotes social equity and justice and improves the ability of low-and middle-income families to be paid for their houses.If the housing provident fund as a supplementary fund for public rental housing construction is abolished,municipal rental housing construction will be affected.In view of the fact that the housing accumulation fund and public rental housing have included the floating population into the scope of security in order to solve their urban housing problems,it is necessary to study the operation of the housing accumulation fund system and public rental housing system,and investigate whether the housing provident fund and public rental housing help to provide the floating population’s willingness to stay in the city,so as to provide empirical evidence for the survival of the housing accumulation fund,On the other hand,it also provides relevant references for the reform and improvement of housing accumulation fund system and public rental housing system.At the same time,it enriches the research content of housing accumulation fund and public rental housing in theory.Based on the dynamic monitoring survey data of the floating population in 2016,this paper selects the working floating population as the research sample,and constructs a model to empirically test the effect of housing provident fund,public rental housing and employment status on the willingness of all the working floating population to stay in the city,as well as the impact of housing accumulation fund and public rental housing on the willingness to stay in the city under the difference of employment status,The floating population with different employment status is estimated by urban sample regression.The study found that housing provident fund and municipal rental housing significantly increased the willingness of 10.9%and 13.6% of the working floating population to remain in the city,respectively.From the perspective of employment status,provident fund has the strongest impact on the willingness of employees with unstable employment relationship and self-employed workers to stay in the city,and its effect on employees with stable employment relationship is slightly stronger than that of floating population with employer status;Public rental housing has the strongest impact on the willingness of employees with unstable employment relationship to stay in the city,followed by self-employed workers and employees,and has no significant impact on the willingness of floating population with employment status as employer to stay in the city.The expansibility analysis found that for the floating population with different employment status,there are urban differences in the effects of housing provident fund and public rental housing on their willingness to stay in the city.The mechanism test shows that the housing accumulation fund affects the floating population’s willingness to stay in the city through the local purchase intention.At last,this paper analyzes the current problems,political sources and policy sources of the housing provident fund and the public rental housing based on the multi-source model,and forward some additional suggestions on the policy sources.First,we will continue to expand the coverage of the Housing Provident Fund System;second,we will implement more flexible policies on the use of the Housing Provident Fund;Third,we will establish a differentiated provident fund and Public Rental Housing System to provide targeted assistance;and fourth,we will innovate in the supply of public rental housing,a combination of monetary and brick sides.