Study On The Multiple Impacts Of The Implementation Of The Deferred Retirement Policy And Policy Recommendations

In this paper,the relevant concepts of "pension insurance policy and delayed retirement policy" are first clarified,with human capital theory,life cycle theory,and intergenerational overlap model theory as the theoretical basis,qualitative analysis and quantitative analysis are combined,and the core problem of how to deal with the negative impact of delayed retirement policy after implementation is analyzed and studied by using literature analysis,descriptive statistical analysis,regression analysis,etc.This article mainly explores and solves the following problems:First of all,the current situation of the pension insurance system and the delayed retirement policy in J Province is analyzed.This part mainly studies the development of delayed retirement policy,the operation status of basic old-age insurance for urban workers in J Province,and the population profile of J Province.Based on the relevant detailed information obtained from the Human Resources and Social Security Bureau of J Province,and combined with the interview survey of the characteristics of J Province,the population,pension and employment situation of J Province over the years are analyzed vertically.Second,the multiple impacts of the implementation of the delayed retirement policy are analyzed.The main analysis studies are the impact of the delayed retirement policy on workers,the impact of the delayed retirement policy on enterprises,the impact of the delayed retirement policy on society,and the impact of the delayed retirement policy on the labor market.Third,the relevant delayed retirement policies and enlightenments in foreign countries were studied.In this chapter,the delayed retirement age is mainly studied in Europe,Asia,the Americas and other regions.The design of deferred retirement policies in various countries is analyzed,including the British model,the US model,the German model,and the Japanese model.Summarizing the above situation,the lessons that can be learned are: First,the implementation of a gradual delayed retirement strategy;The second is to clarify the retirement policy and protect the rights and interests of workers through legislative means;The third is to implement incentive policy incentives;The fourth is to improve the relevant supporting policies and systems.Finally,countermeasures are proposed to deal with the risk of delayed retirement policy implementation.Mainly from five aspects,countermeasures and suggestions are proposed to deal with the risk of delaying the implementation of retirement policies.First,strengthen policy publicity to delay the retirement age;The second is to establish an institutional mechanism for incentive "selective retirement";The third is to gradually promote the implementation of policies in hierarchical classification;The fourth is to expand the coverage of pension insurance for flexible employment personnel;The fifth is to improve relevant supporting policies.