Research On The Current Situation And Improving Tactics Of SN Company’s Financial Chain Model Of Agricultural Material Supply

The domestic agricultural business starts to invent the idea of supply chain finance in order to improve the environment of rural credit and loan and to relieve the credit constraint of the middle and small-size enterprises involving agriculture with the rapid development of the domestic economy and science and technology.The agricultural finance has gradually become the key supplier of all the agricultural financing factors.It has also become the main method and the key content for the government to improve the organizational reform of the rural supply sideThe recent researches in domestic agricultural supply chain finance have mainly focused on the finance in the agricultural products supply chain.We can hardly find such research in the finance of agricultural capital.But if we make a general survey of the agricultural industry chain,it’s very clear that the agricultural material circulation,as a intermediate link,plays a very important role in promoting the healthy development of the agricultural business.With the tide of "Internet +",how could the agricultural material distribution enterprises find their way to get the supply chain finance ? This study differs from the previous analysis of agricultural supply chain finance focuses on the very specific field of agricultural materials.This study aims to clarify the urgency and necessity that SN company should develop agricultural materials supply chain finance by discussing the current situation of SN company,combined with the development status of the agricultural materials circulation industry in Jiangsu Province.This study will discuss the achievements SN company has already achieved by comprehensively analyze the supply chain financial model of "bank + e-commerce platform" implemented by it from six aspects,including e-commerce platform,credit payment,member selection,financial business type,market customers,and organizational structure.And on the basis of this analysis,the study will put forward the goals and ideas to improve the SN’s financial model-that is to strengthen the core element of "bank + e-commerce platform",optimize partners,improve business processes,improve risk control capabilities,match better supporting measures.The study aims to analyze the SN’s company as a model to promote the development of the enterprise itself and respond to the development needs of Jiangsu Province to strengthen and benefit peasants and enrich peasants.