Research On The Influence Of Real-Estate Trust Products Pricing Factors

Since the 1990s,the real estate industry has experienced a period of rapid development with high debt rate and intensive involvement of capital investment.Trust financing has gradually become one of the financing channels for real-estate companies.Real-estate companies are mainly nonlisted companies.The financing from trust funds is also non-public data.However,according to the collectable sample data,it can be seen that the interest rate of unlisted real estate companies financing from trust differentiates in a big range.The reason causing this huge difference of interest rate deserves further research.Meanwhile,real estate has gradually become one of the mainstream businesses of trust company.The investment rate of real estate trust products become a mainstream trust investment product in the market.The great differences of investment return among these products make it important to study the reasons behind.The existing research rarely carries on the complete research analysis to the entire financing,the investment chain。Existing researches mainly focused on macro factors that affects the real estate industry.Studies on factors affecting real estate trust financing pricing from a microscopic perspective is rarely found.Therefore,this essay is going to be based on the actual cross-section data and empirical analysis for real-estate trust financing rate pricing and the factors affects realestate trust product investment pricing.This paper studies the influence of real-estate trust pricing factors in a micro perspective.The significance of this study mainly includes:First,through the micro-cross-section data,from the perspective of actual micro-data,the study of real estate enterprises in the trust company financing,enrich the factors affecting the financing of real estate enterprises,it provides a new angle for the study of market financing interest rate and a reference for the pricing of real estate financing interest rate and the rate of return of trust products.Second,from the micro-factor of the trust product level,it analyzes the factors that affect the expected return rate of the real estate aggregate trust product,and enriches the research on the factors that influence the investment pricing of the real estate trust product,provide a new perspective for customer investment decision-making.Thirdly,through the research on the influence factors of the real estate trust financing+investment whole chain pricing,it improves the overall view of the whole research,and provides some reference for the whole trust industry research and the real estate industry research.