Research On The Evaluation And Control Of Financial Risks Of Group B Based On Z-score Model

With the further development of my country’s reform and opening up and the gradual improvement of the market economic system,the real estate industry has long become an important field in the development of the national economy.Once working capital is difficult,the corresponding financial risk will increase rapidly.In recent years,relevant government agencies have successively implemented a series of control measures.Coupled with the downturn in the real estate industry,the financial problems of real estate companies have become more and more obvious.Especially in 2018,housing prices in various places continued to rise,and the interest rates of financial institutions on loans increased.Real estate companies had to enter the bankruptcy liquidation process due to the cracking of the capital chain.Under this background,the financial problems of the real estate industry have gradually attracted more and more attention,and the entire real estate industry is facing huge pressure,which has caused a series of financial risks.Therefore,under this background,the evaluation and control of real estate enterprises are studied especially important.In the current real estate background,this paper evaluates and controls the financial risk of Group B through the Z-score model.In order to fully measure the impact of macro policies and real estate price control measures on the domestic real estate sector over a period of time,in the process of calculating corporate financial risk-related indicators,the financial data from2016 to 2020 was selected to identify risks,and the Z model was used to identify risks.The B model in this paper calculates the Z-values of 25 listed real estate companies.This paper takes Group B as the object of analysis,and analyzes the evaluation and management of financial risks.First,by sorting out the relevant theories of financial risks,referring to the specific situation of Group B’s production and operation,the financial index analysis method is used to first judge the current situation of the enterprise.Problems in the fields of financing,investment and operation;secondly,the Z-score model is used to build a financial risk evaluation system suitable for real estate companies,and the overall situation of enterprise risks is synthesized by calculating the Z value of Group B from 2016 to 2020.The measurement further clarified that there are indeed financial risks in the investment,financing and operation of the enterprise;finally,on the premise of identifying and evaluating financial risks,combined with the internal and external environment in which Group B is located and its own capital structure,B real estate The company’s financial risk management and control has formed corresponding recommendations.The research conclusions obtained in this paper can provide guidance for the company’s financial risk control,promote the company to more fully carry out financial risk management and control,and provide a reference for the financial risk prevention and control of the real estate industry.