| Small and medium-sized enterprises are the main force to promote social and economic development in our country,increasing labor employment,providing the government tax source,promoting technological innovation,adding economic vitality can not be lacking in important strength,to our economic development and social progress is of vital strategic significance.By the end of 2022,the number of smes in China will account for more than 99%,the employment force will account for more than 80%,and the business revenue will account for more than 65%.In terms of the total amount,smes play a pivotal role.However,in reality,most smes are vulnerable to the external environment due to their small scale and weak ability to resist risks.With the outbreak of COVID-19 in 2020,the global economy was hit by a cold snap,especially service industries such as catering and tourism,as well as labor-intensive manufacturing enterprises,which were severely impacted,and many small and medium-sized enterprises were faced with the risk of capital chain break.The national liberalization will not be implemented until December 7,2022,but the liberalization does not mean the end of the epidemic.The novel coronavirus has reorganized 69 variants.There is no effective data support for the infectivity and lethality of some variants,and the variants will harm human beings again after the evolution of new individuals.Therefore,in order to resolve the adverse impact of the epidemic on the economic level,it has become the primary task of the government to solve the financing problem of small and medium-sized enterprises to promote the sustainable development of the economy.This paper takes Shaoxing City as an example,analyzes the implementation status of financing support policies for small and medium-sized enterprises of Shaoxing City government under the influence of the epidemic,combines the market failure theory,synergy theory and new public service theory,and puts forward relevant suggestions for local government financing support policies to solve the financing difficulties that have plagued the development of small and medium-sized enterprises.Firstly,this paper introduces the research background and significance,and combs the relevant literature at home and abroad,and then defines the research objectives,research content and research methods of this paper.After clarifying the research objectives,the relevant concepts and theoretical basis involved in this paper are summarized,which lays a solid theoretical foundation for the following analysis of financing support policies.Then,through the combination of questionnaire survey and interview,it introduces the implementation status of the financing support policy for small and medium-sized enterprises of Shaoxing government under the influence of the epidemic.According to the results of questionnaire and interview,it points out that there are five problems in the current policy:insufficient fairness,weak coordination among three parties,imperfect financing channels,non-access to enterprise credit and difficult to understand the operation mode.Prepare the ground for the following suggestions.Then we draw lessons from the financing policy experience of Hangzhou and Ningbo in Zhejiang Province and draw relevant enlightenment through summary.Finally,it puts forward relevant suggestions and measures to improve the financing support policies of small and medium-sized enterprises in Shaoxing under the impact of the epidemic,including improve the fairness of performance appraisal,strengthening the tripartite cooperation,broadening the financing channels of enterprises,improving the credit awareness of enterprises,and building the capability of fintech. |