Investigation On The Demand And Supply Of Long-term Care Insurance In Chengdu City

In order to reduce the burden of long-term family care for disabled people in the whole society due to factors such as old age,disease and disability(especially the elderly group),and actively respond to the challenges brought by China’s aging and record low birth rate,In June 2016,the Ministry of human resources and social security issued《The guiding opinions on the pilot of long-term care insurance system》(rsstf[ 2016 ] No.80),which carried out the pilot in 15 provinces and cities in China,including Chengdu,and made phased progress.The long-term care insurance system was started earlier in foreign countries,At present,a relatively perfect and mature mechanism has been formed after many reforms.However,China is in the initial stage of pilot,and the system construction needs to be further explored and improved.Chengdu is one of the pilot cities of long-term care insurance.It has been five years since the introduction of the policy in 2017.According to the situation of the pilot for five years,it is generally stable and smooth and has achieved certain results.However,as an innovative system,long-term care insurance needs to be continuously improved from its introduction to its full implementation.In view of the great differences in age status,physical function and mental state among different disabled people,there are differences in the cognition and demand for long-term care insurance,and the supply of long-term care services in institutions,personnel and services also has an impact on the disabled people’s enjoyment of care treatment.Therefore,the core issue of this paper is to study the current demand and supply of long-term care insurance in Chengdu.The current situation of residents’ needs in various regions of Chengdu was investigated by issuing questionnaires.Based on the actual needs of Chengdu residents,the questionnaire classifies the survey contents,recycle and organize data,and establishes a statistical model to analyze the actual needs and wishes of Chengdu residents for long-term care insurance.At the same time,through literature review,interview and dialogue,a large number of relevant data on the development status and impact of long-term care insurance supply at this stage are collected.Finally,through integrated analysis,the problems existing in supply and demand are obtained,and the causes are analyzed to give solutions.Through research,there are problems in the supply and demand of long-term care services in Chengdu at this stage,such as strong concept of insurance demand,weak publicity of service supply,strong service demand,insufficient professional supply,low accuracy of supply and demand matching,difficult to meet deep-level demand,uneven supply institutions,weak accessibility of service demand,high demand quality requirements,and low supply service capacity,etc.And the main reasons for the contradiction between supply and demand include changes in social structure,insufficient purchasing power,unclear institutional goals,differences in the distribution of urban and rural resources,and insufficient reserve savings of professionals.Finally,suggestions are put forward from the three levels of system security,social security and service security to provide data support and theoretical basis for Chengdu to build a sustainable and stable operating mechanism,so as to promote the optimization and improvement of the long-term care insurance system in Chengdu and further expand the pilot program,and then promote it across the country.