A Research On Risk Management Of Consumer Financial Trust Projects

Since China continued to implement the monetary policy,the implementation of the "six stability" and "six guarantees" and other relevant policies has gradually shown results.As one of the four pillars of China’s financial industry,trust industry has been performing well in the market.Especially under the 14 th five-year plan,it provides policy guidance for the development of trust industry.Just because of the rapid development of trust industry,there are still many problems to be solved in the whole industry,such as trust default events and lender fraud events occur frequently.Therefore,how to effectively prevent the risks of consumer trust projects has become the key to the development of enterprises.Based on this,this paper sorted out the research results of consumer trust risks at home and abroad,and found that the competition in the consumer finance market is very fierce,and trust companies occupy a dominant position in the market economy.Therefore,the cooperation of relevant projects can promote the trust industry to become the driving force for the development of consumer finance industry in the future.However,from the current situation of the research on the risk assessment of consumer financial trust projects,although certain research results have been formed,there are still some gaps in the research on the risk assessment.Therefore,in order to further study the risks of consumer trust projects,this paper takes project A as A case for analysis.By analyzing the transaction structure,repayment arrangement and risk control clauses of the project,the risk evaluation index of the trust project is established.AHP and fuzzy evaluation are used to evaluate the existing risks.Combined with the evaluation results,this paper puts forward risk management suggestions for G Trust Company and A consumer finance project.It is hoped that this paper can make A clearer judgment on the risks of A consumer trust project and provide some reference for the risk control activities of G Trust Company’s related projects.