| The integration of the primary,secondary,and tertiary industries is an important way to prosper rural industries.The indicators for the revitalization of rural industries should be comprehensive,diverse,and comprehensive.While improving production capacity,it is also necessary to take into account the comprehensive integration of practicality and compatibility,actively promote the integration of rural three industries,and drive a new round of production technology innovation,production mode innovation,and production mode innovation in rural areas,Continue to activate the vitality of rural industry development and provide impetus for creating new forms of rural industry development.In the process of industrial prosperity,the insurance industry can play various functions such as protecting agriculture,promoting industrial development,improving the quality of agricultural products,and solving agricultural credit problems.The use of insurance technology has facilitated the integration of three industries and provided more efficient services for agricultural production,such as accurate pricing,efficient claims settlement,and risk control.Based on the industrial integration theory,technological innovation theory,agricultural multi-function theory,and technology spillover theory,this article analyzes the impact of insurance technology on the vertical and horizontal integration of three industries from aspects of reducing production costs and improving resource allocation,and analyzes the impact of insurance technology on the integration of three industries in 30 provinces across the country from 2011 to 2021.It further divides the integration of three industries into vertical integration level and horizontal integration level,The purpose of revealing the different roles of insurance technology in promoting the development of insurance technology is to better serve the revitalization of rural industries.This article consists of five chapters.The first chapter mainly describes the research scope and purpose of this article,and then summarizes the current research situation at home and abroad,summarizing the innovation and shortcomings of this article;The second chapter defines insurance technology,integration of three industries,and related concepts,and proposes the theoretical basis for the application of this article;The third chapter analyzes the mechanism of insurance technology promoting the integration of three industries based on the relevant theories of insurance technology and the integration of three industries,and proposes hypotheses based on theoretical derivation;The fourth chapter is based on the theoretical model of insurance technology promoting the integration of three industries,extracts variables,and empirically tests the correlation between variables;The fifth chapter summarizes the research conclusions of this article,and based on the research conclusions,puts forward relevant policy suggestions for the development of China’s insurance industry to promote rural revitalization.The research results show that: first,insurance technology has promoted the vertical integration of three industries,with positive impact coefficients,indicating that with the improvement of insurance technology,the level of vertical integration of three industries will increase;Secondly,insurance technology has also played a positive incentive role in the vertical integration of three industries,with positive impact coefficients;Thirdly,after considering the heterogeneity factors in different regions,the role of insurance technology in the vertical integration of three industries in the western region is more significant,while the role of insurance technology in the horizontal integration of three industries in the central and western regions is more significant.Therefore,we should continue to develop insurance technology,increase subsidies and precision,coordinate quantitative and qualitative development,and strengthen collaboration among multiple departments. |
PDF Full Text Request