| As a big agricultural developing country,pork is a necessary non-staple food in people’s life.In recent years,African swine fever had a serious impact on our pig industry,which led to the imbalance of pig supply and demand relations,and caused the violent fluctuation of price,and the risk of pig breeding continued to increase.Nowadays,China is experiencing constant ups and downs in the market price fluctuations,perverting price risk as the main risk faced by the new agricultural business entity.Therefore,the implementation of stable production and supply of live pigs has been attached great importance,and the national government needs to provide guarantee for the price risk and reduce the market risk of the pig breeding industry.In this context,the study of live pig price index insurance has attracted much attention.Since 2014,Zigong has carried out hog price index insurance with absolute price as the trigger standard for insurance claims.Zigong is the first region in Sichuan Province to pilot innovative hog price index insurance.Therefore,this paper selected Zigong pig price index insurance as the research object,farmers and insurance institutions as the research object,based on the research of domestic and foreign relevant literature,relevant theories,Zigong pig price index insurance application status,through questionnaires,field interviews and other methods,in-depth understanding of the pig price index insurance participation demand situation and the problems in its operation.The main research ideas of this paper are as follows: firstly,the current situation of pig breeding in Zigong City is analyzed,and the impact of risk disasters and price fluctuations on it is analyzed.It can be seen that the hog price index insurance expands the protection range of pig breeding risk from natural risk to market risk,and the hog market price in Zigong City shows periodic fluctuations,which is inversely related to the insurance of farmers.Secondly,according to the background of Zigong live pig price index insurance pilot,the main body of the pilot,the reason,the program and the effect evaluation of different subjects were analyzed.Finally,through questionnaire survey and field interview,the existing problems of farmers and insurance companies are analyzed:(1)There are defects in the operation and management of live pig insurance;(2)Farmers have moral hazard and adverse selection behavior;(3)Farmers’ awareness of risk management is weak.Based on the above research conclusions,relevant suggestions are put forward:(1)improve the premium subsidy system and the insurance disaster mechanism;(2)Increase the investment of insurance companies and train professional insurance talents;(3)Strengthen publicity and education to improve farmers’ risk awareness and insurance cognition;(4)Guide pre-disaster loss prevention and standardized breeding to prevent price risks;(5)Promote the coordinated development of live pig price index insurance and live pig futures market. |
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