Research On Improving The Fund Raising Ability Of Family Farms In Anhui Province Under The Background Of Digital Finance

Family farms are small and medium-sized enterprises with family members as the main production subjects,adopting agricultural scale.intensive and commercialized production and operation methods.With the increasing scale of family farms,capital is the most important issue in their survival and development,and the difficulty of financing has become the bottleneck that restricts the development of family farm production and operation.In-depth discussion on digital finance,capital demand and fund raising ability of family farms will help to broaden the financing channels of family farms,reduce financing costs,improve fund raising ability and put forward more effective countermeasures and suggestions.Digital finance is an emerging field in which finance and technology are closely integrated,and its development provides new possibilities to solve the problem of raising funds for family farms.It greatly improves the universality of microcredit and provides new and efficient ways to raise funds.The application of digital finance can reduce the financing cost of family farms,simplify the approval process,facilitate the quick process,and at the same time can ensure loan security,thus enhancing the demand for farm credit.Based on the theories of small and medium-sized enterprise financing and agricultural industrialization,this dissertation provides an in-depth understanding of the development of family farms in Anhui Province,the current situation of capital demand and fund raising.The reasons for the difficulty in raising capital are analyzed.Meanwhile,Stata is used as an empirical analysis tool,and factors such as basic information of farm owners,farm operation,and policy and legal support are selected as independent variables,and the difficulties and pain points of financing for family farms in Anhui Province are analyzed in depth through a logistic model,and the conclusion that there is a significant relationship with the ability to raise capital is obtained.Finally,based on the results of the empirical analysis,we propose countermeasures and suggestions to improve the fund raising ability of family farms in Anhui Province from three perspectives: family farms,agriculture-related financial institutions and the government,taking into account the characteristics of modern agricultural development in Anhui Province itself.