Small And Medium-sized Private Enterprises Financing Countermeasures

Fund-circulation is foundation of the enterprise's management, and any business enterprise which wants to exist, develop need the funds circulation and operation, nowadays, the small and medium-sized enterprises in our country meet more outstanding and complicated problems ,which have become the " bottleneck" that prevent them growing up . This essay ,used ChangDa company as for research object, researches on the countermeasure of fund-circulation for small and medium-sized enterprises.The reason of the current fund-circulation problems for small and meduim-sized enterprises include policy and themselves . The key to the solution is that they should cope with the difficulty by themselves. Under the realistic circumstance, the decision must have a foothold actual, ways of fund-circulation must be fit for themselves.The find-raising outlet the direction of the passage for business enterprise acquisition funds and the method is a concrete form to point to obtain the funds. The kinds of enterprises raising funds can be divided into the two major type: Rights capital and liabilities capital. The main ways of raising funds in rights to have : Absorption direct invest, the stock, internal backlog in business enterprise etc. The liabilities raises capitally way primarily contain bank borrow funds, take place the bond, margin leases money raising, trade margin etc. The right choice reasonable to make sure the capital construction, lowering the money raising cost and the risk.Because the business enterprise finance management must be in accordance with the whole management the company and can't exsit independently, therefore ,it must obey in the total the target of the management in business enterprise, the business enterprise manages the construction, scale, inner part management level, produce the technique level, market position, investment the decision, trustworthiness an etc. factor will produce the important influence to the fund raising of the business enterprise.The quality of medium-sized and small private enterprises, together with their developing processes, scales, production technique levels, sales, profit probability and competitive ability have a deep effect on their passages and ways of fund- raising , theirways of fund- raising ,capital structures and selection of cost accounting. For the enterprises of this kind, because of their weakness of financing ability, their financing channels and financing ways often turn to bank loan, capital-collection within enterprises, and financial transferring among enterprises. And when their scales become larger, financing with rights and interests, financing through debt, financial lease, value-oriented financing and project financing and so on will become the important financing channels to themselves.This essay researches on the practical countermeasures of fund-circulation for small and medium-sized enterprises from the enterprise's own viewpoints ,trying to find a suitable ways and passage to raise funds in order to improve the management for solving the financial problems ,and especially gives ChangDa company a countermeasure for fund-raising according to its reality.