Research On The Regional Differences And Influencing Factors Of Urban And Rural Residents’ Endowment Insurance Level In China

China’s urban and rural residential insurance system completed the merger in 2014,which is of great significance for urban and rural development.but with the imbalance of economic development in our country,and the arrival of the aging society makes the different regions of urban and rural residents endowment insurance system implementation also has the very big difference,therefore,the development of China ’s rural social security system there is a big imbalance.At present,most experts and scholars only use a single index to study and analyze the level of urban and rural residents ’ pension insurance,and the index system used is not standard enough.Moreover,their moderate level of urban and rural residents ’ pension insurance and the level of urban and rural residents ’ pension insurance in a certain area make their research on urban and rural residents ’ pension insurance very scattered.Therefore,it is necessary to make a comprehensive and systematic analysis of the regional differences in the level of urban and rural residents ’ insurance in China,and to analyze the causes of its unbalanced development,so as to support certain theory supportde and reference for improving the construction level of urban and rural residents ’ insurance social security system and improving the construction quality of social security system.From the perspective of "regional differences," this paper analyzes the regional differences in the level of urban and rural residential insurance in China,and discusses the reasons for its formation.First of all,sort out the literature on urban and rural residential insurance,grasp the research status at home and abroad,and summarize the connotation,concept and relevant theoretical basis of urban and rural residential insurance,so as to determine the research ideas and methods to be used in this paper.Then,through certain index selection principles,the indicators to be used in this paper are selected,and the index system is constructed.At the same time,the urban and rural residential insurance level in China from2013 to 2020 is measured by principal component analysis.On this basis,using cluster analysis,the regional differences in the level of urban and rural residents in China from 2013 to 2020 were studied.Through the analysis of these data,it can be seen that compared with the overall level of 2020 and 2013,the level of urban and rural residents in China has shown an upward trend in general,but the overall development is still very unstable.The security situation in the eastern and central regions and the western regions is quite different.Then,from the two aspects of policy formulation and policy implementation,the influencing factors of urban and rural residential insurance level in China are analyzed.Finally,it summarizes the regional differences and influencing factors of urban and rural residential insurance level and puts forward suggestions.