| In modern market economy, financial activities have already become the base and core of the whole economic activities. Disposition of social resources, operation of micro economy and control of macro economy are all fulfilled through financial activities. So modem market economy is also regarded as financial economy in the economic circle. Therefore, financial enterprises play a decisive and important role in the development of the national economy.Whether or not financial enterprises grow healthily and favorably will directly influence whether or not the whole national economy develops healthily and favorably. This may even cause financial crises due to poor management and administration, and then induces economic crises, till it endangers political stability, social stability and national security. Therefore, it becomes of utmost importance to seek a way to prevent, control and solve financial risks.With research on the Chinese financial enterprise system as its theme, this article makes an incisive analysis on the internal situation of domestic and overseas financial enterprises, and makes a thorough and systematic description, comparison and research of the financial enterprise system, so as to find out internal and external reasons that cause financial enterprise crises. Considering the real situation of our nation's financial enterprises, this article also probes into developing and innovating directions for our nation's financial enterprises' property rights systems, management system, organizatonal system and administrative system etc. At the same time, it also points out how to coordinate our nation's financial enterprises with external supervision systems such as the central oank supervision system, international norms, the social supervision system and financial circle supervision etc, in order to guarantee the prevention, control and solution of financial risks in the aspect of system construction and then realize the goal of promoting healthy and favorable development of a national economy through healthy and favorable activities.Basic contents of this article are:Introduction: First of all, the introduction analyses the destruction results of international financial crises and potential financial risks which are caused by the considerably high proportion of unfavorable property of Cliinese financial enterprises and their threat to economic development. It stresses that it has already become urgent to solve the problems of financial enterprises, and then introduces the main research theme, research scope and relevant basic problems of this article. Then, it introduces the research train of thought and method , points out that it should be started from the present life-and -death problem of unfavorable property that confronts our nation's financial enterprises, probes into the essential systematic reasons that cause unfavorable property ownership and discusses how to develop and innovate our nation's financial enterprise system through comparing the development course of the financial enterprise system and domestic and overseas financial enterprise system, and through analyzing the internal mechanism and system of financial enterprises.Chapter One: Brief introduction on the basic characteristics of financial enterprise system,! point out my basic knowledge of the financial enterprise system and probe into basic theoretical problems such as status of the financial system, object and function, basic contents of each factor of the financial enterprise system, and the relationship between the financial enterprise system and the economy etc. I also make a fixed description in order to grasp the basic problems of the financial enterprise system systematically, e ipLicitly and appropriately.Chapter Two: Investigation and comparison among five special subjects on the course of development of the financial enterprise system. From the market economy's impetus on the financial enterprise system, this chapter reveals the objective necessity of establishing a modern financial enterpr... |
