Shaanxi Agricultural Production And Operation Of Agricultural Insurance To Support Research

Agriculture is the foundation of national economy. As a large province of agriculture, the stable development of Shaanxi agriculture is very important.Shaanxi agricultural production is faced with the nature, market, system, technology, capital and other multiple risks, which has seriously affected the development of the modern agricultural industry and the growth of farmer income, restrict the healthy development of agriculture. Agricultural production and operation needs all-round, multi-level risk dispersed mechanism. As the important tool of distributed agriculture risk, agricultural insurance can dispersive production risk, increase farmer income, enhance the competitiveness of agricultural products, promoting the development of the modern agricultural industry.The people's Government of Shaanxi Province attaches great importance to agricultural insurance. Since2007, Government has formulated and issued "Policy agricultural insurance in Shaanxi Province pilot scheme" and other agricultural insurance Policy, promoting the development of policy agricultural insurance in Shaanxi province. Agricultural insurance coverage in Shaanxi is expanding, support role is gradually established. However, because of the weak quality of agriculture and agricultural insurance development defects, Shaanxi agricultural insurance is still at the primary stage of development, insurance coverage is relatively small, relatively weak ability to safeguard, policy support is not in place. Agricultural insurance can not meet the demand of Shaanxi agricultural products, support system has not been established.Based on the above background, this paper selects agricultural insurance Support System for agricultural products in Shaanxi as a research subject, through the analysis of the system of agricultural insurance support, discuss agricultural insurance effect, put forward agriculture insurance system construction and path. In the aspect of theory research, to the agricultural insurance to support the intension and extension of agricultural insurance to support the definition, characteristic carries on the summary, analysis of agricultural insurance to support dynamic mechanism, interactive development mechanism involved in the main and coordination mechanism, the establishment of a comprehensive evaluation index system, from policy, culture, mechanism of supply and demand, product technology, comprehensive finance, risk dispersion and other aspects the construction of agricultural production and management of agricultural insurance to support the theoretical framework. Paper defines the connotation and extension of agricultural insurance to support, summarizes the characteristics, analysis of dynamic mechanism, support mechanism of interactive development and participation of coordination mechanism, the establishment of a comprehensive evaluation index system, from policy, culture, mechanism of supply and demand, product technology, integrated financial, risk dispersion and other aspects the construction of agricultural insurance to support the theoretical framework. In practice, this paper summarizes the development of agricultural insurance in Shaanxi history, the apple industry as example analysis of Shaanxi agricultural production risk and the current situation of agricultural insurance, analyze the existing problems. Through the245growers and26insurance agency survey, farmers insurance demand influence factors empirical analysis, study the insurance institutions to provide agricultural insurance products will, identify problems and restricting factors. Finally, put forward Shaanxi to agricultural production and management of agricultural insurance in the construction of support system of path. Finally, put forward the path of agricultural insurance support system in Shaanxi agricultural products.